Is it safe to pay with a credit card for online shopping?

Many cardholders have applied for a Taobao co-branded credit card for online shopping. For them, there are many benefits to paying with a credit card on Taobao. Not only can you accumulate points, but you can also redeem points for cash, which is very cost-effective. However, credit cards are no better than debit cards, and online payments are very risky, so everyone must pay attention to card safety. So, how to do it?

It is safe to pay with credit card for online shopping

1. Pay in a safe network environment

Every holiday is a peak period for credit card consumption, especially Double 11 and Double 12 are the shopping carnival days for online shopping experts. At this time, all kinds of super-skilled scammers begin to set traps, waiting for cardholders to take the bait, so everyone must keep their eyes peeled. , pay attention to card security when shopping online.

Never connect to unfamiliar free WiFi, because many hackers can steal important information from your phone within 15 minutes through free WiFi, especially if a credit card is bound to the phone, it is easy to let Credit card was stolen.

In addition, when shopping online, be sure to identify official channels, choose merchants with high reputations, and pay carefully to see if it is a formal payment channel. These measures can effectively protect the security of your credit card. .

2. It is best to set a single-day transaction limit

Many credit cards can set an online shopping payment transaction limit. Once your daily transaction amount exceeds this payment limit, you cannot Traded.

The advantage of this is that it can reduce the loss of fraudulent transactions. Assuming that the single-day transaction limit you set is 500 yuan, then even if your credit card is stolen, you will only lose 500 yuan at most.

3. Don’t set the payment password too simply

Do not set the credit card payment password to a simple number (such as 123456, 888888) or use the birthday of a person or family member as the password.

You can make it a little more complicated and add uppercase and lowercase letters, numbers, letters, symbols, etc. to increase the difficulty of deciphering.

Summary: The above three tips can protect the security of credit card online shopping payments to a great extent. In addition, it is recommended that you activate the credit card short interest notification service to keep abreast of the credit card account status. Once the account exists Abnormalities can be remedied in time.

Can I shop online with a credit card?

Credit cards cannot be used to purchase things directly on Taobao. Your credit card needs to have online payment enabled.

To purchase any product, select the product you purchased to confirm the order and then enter the payment page, click "Credit Card" and select the bank to which the credit card belongs to make payment. The purchasing process remains the same.