Individuals can choose to redeem points directly on the page or sell points, but whether credit card points can be exchanged for cash depends on the regulations of each bank. At present, most credit card points are used to exchange gifts and cannot be directly converted into consumption.

The harm of selling credit card points:

1, there is only one channel to sell credit card points for money. The sale of credit card points is still a gray area. From the point of view of account security, the trading process is also very likely to reveal personal information, which is very unfavorable to cardholders.

2. There is another misunderstanding, that is, swiping the card to get points. It is illegal for criminals to use rented credit cards to swipe their cards repeatedly on different POS machines to make profits with high points.

Extended data:

The role of credit card points:

1, gift exchange

Individuals can go to official website, the bank where your credit card is opened, and look up the options of credit card points, and you can see the points prices of some commodities and the products redeemed by points.

2. The points can be exchanged for some consumption money, or you can go to the mall to exchange gifts.

3. Redeem mileage. Some credit card points can be directly converted into mileage, but generally they need to be VIP users of airlines.

China Economic Net-credit card integral transaction 1 earned 960,000 yuan, and China Merchants Bank Card10,000 points was sold 1000 yuan.

China Economic Net-Credit card points need polishing.