No, if you want to use a credit card, you can prepare the corresponding materials and give them to the lobby manager at any CCB outlet. The materials are as follows.

Copy of ID card, proof of income, fill in the application form, or bring a copy of the company's business license, tax payment certificate or driving license, real estate license to apply for credit certificate. The amount you can apply for is also high, and you can increase the amount if you meet the conditions.