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How to buy things by credit card installment?
Merchants who can pay by credit card installment on Taobao are all fast credit card installment payments provided by Alipay platform and cooperative banks. The payment process is as follows:

1. Select the seller who supports credit card installment payment, and click Buy Now.

2. On the order information confirmation page, check the credit card installment payment. Support consolidated payment. All merger transactions need to support credit card installment payment. When multiple transactions are paid, as long as the cumulative bank channel payment is greater than that of 600 yuan.

3. Select the bank and fill in the information to confirm the payment (if you don't want to use credit card for installment payment, you can choose "Don't use installment payment").

4. Choose to use installment payment. The default period is 12. At the same time, the number of periods, handling fee, rate and repayment amount of each period will be displayed.

How do Alipay buyers use credit cards to pay in installments?

5. Click the drop-down box of the number of periods to modify the number of periods.

6. Click Transfer Rule to display a specific transfer rule.

7. Enter the payment password to complete the payment.

As for repayment, this installment payment method is actually similar to the bill installment provided by the credit card issuing bank, which requires a handling fee and repayment on schedule. The outstanding amount will occupy the credit line, and the full credit line will not be restored until it is paid off.