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What does ICBC dual-brand card mean?
You mean the UnionPay brand dual-currency credit card. There are two accounts in RMB and Canadian dollars.

In order to meet the demand of customers outside China who can pay in both RMB and domestic currency, Industrial and Commercial Bank of China (Canada) officially issued UnionPay brand dual-currency credit cards in the Canadian market.

this product not only has the basic functions of credit card such as overdraft, consumption and transfer, but also features "one card with two currencies" and has two accounts, namely RMB and Canadian dollars.