The applicant is a China citizen with full capacity for civil conduct, a legally stable income and good personal credit information, a foreigner with the right of abode in China, and a compatriot from Hong Kong, Macao and Taiwan, aged between 18 and 60 years old (the age of the youth card is between 18 and 35 years old).

1, new card

Customers who have never owned the Bank of Communications master credit card or cancelled the card for more than half a year should provide valid personal identity documents, work certificates, residence certificates, income certificates or financial certificates.

Step 2 add a card

Customers who already hold the main credit card of Bank of Communications and have a good record of using the card can provide proof of identity. If there is a new financial certificate, it can also be provided.

3. Deal with cards with cards

Hold the main credit card of other banks, use the card for more than half a year, and have a good record of consumption and repayment during this period. You need to provide your valid identity certificate, credit card certificate and other financial certificates.

As long as the extended data customer submits an application on the customized "e-card" terminal of Bank of Communications, the approval can be completed immediately on the spot. The treatment rate was 8 1% in 30 seconds and 99% in 3 minutes. After checking the card, log in to the "Pay the Bill" APP with your mobile phone, and you can use the card in two steps. All services involving credit cards, such as auditing and repayment, can be solved on the "Pay the Bill".

Cardholders can bind all kinds of mobile phone payments such as ApplePay and China UnionPay Express, and open QR code scanning payment. All kinds of online and offline merchants can realize mobile phone consumption. Customers can also enjoy full-scene preferential services such as refueling in the "Red Star Five" supermarket of Bank of Communications, online shopping mall of "Pay the bill" APP, payment of living expenses, catering merchants, movie ticket purchase, and mobile phone recharge.

Bank of communications official website-credit card processing