Is Global Payment V Master an exclusive credit card?
Yes, CCB Credit Card Global Payment V Master Card is a standard platinum credit card, and the limit is generally more than 50,000 yuan. The actual limit of a specific individual will be determined based on the financial certificate and personal credit status provided by the card applicant. CCB will regularly evaluate the credit status and card usage performance of the cardholder, and adjust the credit limit based on the evaluation. Adjustment.
The CCB Exclusive Platinum Card (commonly known as "Big Mountain White") is named after the mountain background on the back. The CCB Exclusive Platinum Card is divided into 2 cards, the UnionPay + VISA dual-label version and the UnionPay + MASTER dual-label version. There is not much difference (the number of participating hotel preferential rights and interests is slightly more than that of VISA). Let’s mainly talk about the rights and interests of UnionPay.
The annual fee for the main card: 1,800 yuan for the main card. The main card can be deducted with 400,000 comprehensive points. Call Platinum customer service to get the annual fee refunded.
Annual fee for supplementary card: The annual fee is 1,200 yuan. The supplementary card can be deducted with 200,000 comprehensive points. Call Platinum customer service to get the annual fee refunded.
Benefits:
1) Enjoy unlimited access to VIP lounge services at more than 40 CCB-designated domestic airports throughout the year (no guests allowed).
2) Unlimited appointment services for expert outpatient clinics in tertiary hospitals throughout the year (shared by myself and 2 relatives***).
3) Domestic airport/high-speed rail pick-up service 3 times a year.
4) Free domestic driving service within 50 kilometers one way 6 times a year.
5) Enjoy free VIP lounge services at PriorityPass designated international airports around the world 5 times a year.
6) High-end hotel discount booking. Enjoy 2 room-night discounts for booking designated hotels. You can redeem "200 yuan + 1,000 points" or "800 yuan + 1,000 points" to stay in high-end hotels.
7) Traffic accident insurance of up to 20 million yuan.
8) 1,000 yuan flight delay and baggage delay insurance. If you purchase air tickets by swiping your card, you will be compensated 1,000 yuan for every 4 hours of delay, and the annual cumulative amount shall not exceed 5,000 yuan.
9) Credit card loss protection service of up to 50,000 yuan.
10) Free domestic roadside assistance: unlimited free 24-hour roadside assistance and emergency roadside repair services within a radius of 100 kilometers throughout the year.
Is it difficult to apply for a global payment account?
It is difficult to apply for a global payment account. After the bank receives your credit card application information, the bank will have an auditor to review the factors involved in the review. There are many, including your workplace, income, personal credit, etc. You can bring your ID and proof of financial resources to any nearby CCB branch to apply later. If there are requirements for the card limit, you can provide the real estate or car property in your name. If you have a large regular deposit in the bank, you can also provide the materials. The more, it will be helpful for new card review and limit review.
Global payment credit cards are targeted at mid-to-high-end customer groups with good credit and annual income of 100,000 yuan or more. The CCB Credit Card Global Payment Card generally costs more than RMB 50,000 for platinum cards. The specific situation depends on the financial proof and personal credit status and other information provided by you.
The credit limit refers to the maximum limit that a credit card can use for recurring overdrafts. It is *entitled to RMB and foreign currencies, *to principal cards and supplementary cards*, and *to all credit cards under your name. For example: CCB will regularly evaluate your credit status and card usage performance, and adjust the credit limit based on the evaluation. If you need to temporarily increase your credit limit due to activities such as shopping, traveling, business inspections, studying abroad, etc., you can call the CCB credit card service hotline to apply in advance.
Global Payment v Card is a card that can be used to pay globally. This is a platinum level card of China Construction Bank. It has many special services and can enjoy special discounts on air tickets, hotel reservations and other services, as well as aviation accident insurance. You can enjoy flight delay insurance, and there is also a card loss protection overseas of up to 20,000, and there is no foreign exchange fee when used overseas. This kind of global payment card is very suitable for friends who often need to go abroad.
According to the regulations of China Construction Bank, the minimum limit for global payment with CCB credit cards is 50,000 yuan. The Global Payment v Principal Card is a standard platinum level credit card. All foreign currency transactions made by this card abroad (including card consumption, online consumption, withdrawals, etc.) will be converted into RMB and credited into the RMB account (the foreign exchange fee of 1.5 is waived). Repayment only needs to be made according to the RMB amount on the bill. Can. The annual fee is 580 yuan/year. As long as you spend or withdraw cash 10 times a year, you can waive the annual fee for that year.
What do CCB Global Payment vbai and mbai mean?
These are the two card types of CCB Global Payment Credit Card. V White is a global payment credit card and a VISA-UnionPay dual logo card. Platinum Card M White is a global payment credit card and MasterCard-UnionPay dual logo card. The Platinum Card is a different international organization and has basic other financial functions. are consistent.
Paybai is China Construction Bank’s Dragon Card global payment credit card and UnionPay Platinum Card. Among them, CCB’s credit card payment whites also include v whites and m whites. vbai refers to the platinum card of the global payment credit card visa UnionPay dual logo card. mbai refers to the platinum card of the global payment credit card MasterCard and UnionPay dual logo cards. The transaction points earned by this type of credit card are doubled when using the card overseas.
***Some preferential rights include the following: First, the function of depositing RMB into the account for foreign currency transactions. When repaying, you can directly pay back RMB. There is no need to deposit RMB into the account when using foreign currency with a general dual-currency card. Call the card to buy foreign exchange on the same day, so you don't have to worry; second, the foreign exchange fee-free function, that is, if the foreign currency currency of the transaction is different from the foreign currency account currency of the credit card itself (the foreign currency account of the global payment card is US dollars), this The card can save you 1.5 foreign currency exchange fees and save money.
Global payment function of CCB credit card: All foreign currency transactions of cardholders (including card consumption, online consumption, withdrawal, etc.) can be automatically purchased and converted into RMB and credited to the account. There is no currency exchange fee. Cardholders only need to repay the outstanding balance in RMB according to the bill. Call CCB customer service to change the global payment automatic foreign exchange purchase function to the dual-currency card function, which will take effect the next day.
China Construction Bank (referred to as Construction Bank or CCB, originally named People's Construction Bank of China, and renamed China Construction Bank on March 26, 1996) was established on October 1, 1954 (Jiawu Year) , is a joint-stock commercial bank and one of the five largest state-owned commercial banks. China Construction Bank's main business areas include corporate banking, personal banking and treasury services. It has 14,121 branches in mainland China (2012), branches in Hong Kong, Taiwan, Melbourne and other places, and owns CCB Fund, CCB Leasing, CCB Trust, CCB Life, Sino-German Housing Savings Bank, CCB Asia, CCB London, CCB Russia, CCB Dubai, CCB International and other subsidiaries provide customers with comprehensive financial services.
What is the Global Payment V Card?
This is the CCB Global Payment Credit Card VISA-UnionPay dual logo credit card master card. It is a standard credit card and is also used by China Construction Bank for overseas consumption. A full-currency credit card product issued by mid-to-high-end customers who are in demand, it can meet the payment needs of domestic and foreign card swiping at the same time. It also provides the exclusive rights of exempting foreign exchange fees, RMB deposit and repayment of foreign currency transactions, and special services covering your business travel. , is the best choice for using cards at home and abroad.
In terms of annual fees, CCB follows a people-friendly approach. The annual fee for a standard platinum card is 580 yuan for the main card and 300 yuan for the supplementary card. However, as long as there are 10 card purchases or cash withdrawals each year, general online transactions, phone authorization, card swiping in physical stores, cash withdrawals, etc. are eligible for annual fee reduction. It’s a requirement, so I usually have a meal, go shopping, go to a supermarket, or buy something online, and it’s all done inadvertently. The Global Payment Card is a platinum-level credit card. Its special benefits are that it can be used at home and abroad. All foreign currency transactions (card consumption, online consumption, withdrawals, etc.) can be automatically purchased and converted into RMB and credited to the Dragon Card Global Payment Card RMB account. And the foreign exchange fee of 1.5 is waived.
When you purchase air tickets or pay travel expenses (including air tickets) with your card, you can get high-value aviation accident insurance of 5 million yuan. If your flight is delayed for more than 4 hours, you can get flight and baggage delay insurance of up to 3,000 yuan.
If the card is stolen overseas 48 hours before the loss is reported, you can enjoy the lost card protection service with a maximum protection amount of 20,000 yuan.
You can enjoy double points discount for overseas foreign currency consumption transactions conducted through VISA and MasterCard transaction networks.
In addition, there are many preferential rights and interests, which can be viewed on the CCB credit card homepage or applied online.
What is the limit of China Construction Bank Global Payment v main credit card?
CBC Global Payment Card General Platinum Card requires more than 50,000 yuan of personal information, including your financial resources and personal credit status. Depends. The credit limit refers to the maximum limit that a credit card can use for recurring overdrafts. It is exclusive for RMB and foreign currencies, for primary and supplementary cards, and for all credit cards in your name.
CCB will regularly evaluate your credit status and card usage performance, and adjust the credit limit based on the evaluation. If you need to temporarily increase your credit limit due to activities such as shopping, traveling, business inspections, studying abroad, etc., you can call our credit card service hotline to apply in advance.
What are the requirements to apply for CCB Global Payment v Master Credit Card?
The requirements that applicants from different regions need to meet are the same. If you are applying in your place of residence, you need to submit
1. Personal ID card, household register,
2. Proof of work income,
3. Proof of residence (You can provide the landline phone bill for the last month, proof of payment of water and electricity bills in your place of residence, or proof of social security paid by the company).
If you are a friend who lives and works here temporarily, you need to provide your ID card, proof of work income and proof of real estate.
That’s it for the introduction of Global Payment Credit Card v Platinum.