Legal subjectivity:

False use refers to the act of a non-cardholder using the cardholder's credit card in the name of the cardholder to defraud property. According to my country's relevant credit card regulations, credit cards are limited to the legitimate cardholder's personal use and may not be lent or transferred. However, if the credit card and ID card are put together and lost at the same time, it may create opportunities for the finder or thief to use them fraudulently. After obtaining other people's credit cards, these losers or thieves may take advantage of the time lag in stop payment management before the cardholder notices the loss, pretending to be the card owner's identity and imitating the card owner's signature, and go to credit card authorized merchants or merchants. Bank purchases, withdrawals, or services are some of the common situations in which people fraudulently use other people’s credit cards to commit fraud.