The "Minsheng Yibiduo" new e-loan credit card is an exclusive product customized by China Minsheng Bank Credit Card Center for Yibiduo member users.

Card level:

The "Minsheng Yiyiduo" new e-loan credit card is Minsheng Bank's standard platinum card level credit card;

Credit amount:

The limit range of the new e-loan credit card "Minsheng Yiyiduo" is RMB 50,000-500,000. Whether the application is approved and the final approval limit is determined by the head office of Minsheng Bank based on the applicant's personal qualifications;

Use Payment method:

By calling the customer service number of Minsheng Bank Credit Card Center, transfer the available limit of Minsheng Yibiduo New e-Loan Credit Card to the Minsheng Bank debit card of the same name, and use it independently;

Maximum available credit limit:

The maximum is 90% of the credit limit of the "Minsheng Yibiduo" new e-loan credit card, that is, the maximum cannot exceed RMB 450,000;

Credit period:

The credit is valid for three years;

Repayment method: Billed on a daily basis:

A handling fee is charged based on the diary, and you can borrow and repay as you go;

Instalment repayment:

Repay the principal and installment handling fee in equal installments.

Minimum repayment amount:

In order to maintain credit records, cardholders must repay the minimum repayment amount (the minimum repayment amount of the previous period) in full on the last repayment date (including that day) 100 for the unpaid portion, 100 for the over-limit portion, 10 for other unpaid consumption and cash advances within the credit limit, 100 for the principal and handling fees payable in the current new e-loan installment, and 100 for all other payables)

Announcement on New E-Loan Credit Card Handling Fee Discount

October 8, 2014