Both debit and credit cards. According to a query with Bank of China, the full name of "BOC Long-term Love Card" is "Suiyue Long-term Love Card". This card is specially designed for the silver-haired people and their children, including Suiyue Longqing Credit Card and Suiyue Longqing Debit Card. The red color is Suiyue Longqing Debit Card. The gourd on the card surface matches the pattern of auspicious clouds and deer, which means "Fu Lu". The yellow color is Suiyue Longqing Credit Card. The jade Ruyi on the card surface matches the pattern of deer, which means "Fu Lu". It's "as you wish".