1. Telephone inquiry: Directly call the credit card service number of the bank to which the canceled credit card belongs, and then transfer it to manual customer service and ask the customer service to help you inquire. In this case, you need to report the ID card you filled in when applying for the card, and you may also You need to enter a password. After verifying the identity information, the customer service will conduct an inquiry and then inform the results;

2. Credit report inquiry: All canceled credit cards will be displayed on the credit report, so check the credit report It can also be confirmed;

3. Counter inquiry: Bring the valid ID used when applying for the card directly to the counter of any service outlet of the card-issuing bank and ask the staff to help inquire. Please note that it is best to check at You may not be able to find local bank branches in other places.

The above is how to check whether a credit card has been canceled or not. How to deal with the expiration of a credit card

After the credit card expires, you can change the card to a new one or cancel the card. When a credit card is about to expire, the card issuer will send a text message to remind you and ask whether you want to renew the card. However, most banks renew cards by default and mail new cards to users one month before the credit card expires. The new card sent by mail is exactly the same as the expired card. The limit in the card is the same and the bill remains unchanged. It can be activated and used directly, and the points, information, limit, etc. in the old card will be transferred to the new card.

If you don’t want the credit card anymore, you can contact the bank before the credit card expires, express your desire to cancel it, tell the bank that you don’t need to make a new card, and then just bring the old card to the counter to apply for cancellation, but you need to Pay off the used credit on the card first. Why can’t I apply for a credit card?

1. Age does not meet the requirements: Generally, banks stipulate that the age of the credit card applicant must be over 18 years old, and there are also requirements for the maximum age. Generally, the maximum age cannot exceed 60 years. If the applicant's age is not within this range, it will be rejected;

2. Insufficient repayment ability: When applying for a credit card, banks usually require the applicant to provide proof of funds and other information, because the essence of a credit card is When using a credit loan, the bank will check the applicant's repayment ability when issuing a credit card to the applicant. The bank needs to evaluate whether the applicant has the repayment ability based on the applicant's work, income, assets, etc. If the applicant cannot prove his or her personal If you have the ability to repay on time, then the credit card application will fail.

This article mainly writes about how to check whether a credit card has been canceled or not. The content is for reference only.