How to exempt Huaxia credit card from annual fee?

Credit cards are free of annual fees, which are paid in installments.

1. Free annual fee for swiping a card: In a natural year, if the cardholder swipes the card five times or the accumulated consumption reaches 5,000 yuan, he can enjoy the annual fee free for that year.

2. Pay the annual fee by installments: The cardholder can choose to pay the annual fee by installments, which are divided into 6 installments, 12 installments, 18 installments or 24 installments. There is a certain handling fee between installments, but the annual fee can be waived in that year.

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