If you only use the credit card to make purchases and pay off the balance on time every month, you do not need to pay additional interest fees when using the credit card. If you withdraw cash or it is overdue, a certain handling fee and interest fee will be charged, so When using a credit card, be sure to pay it back on time. :

Credit cards refer to electronic payment cards issued by commercial banks or other financial institutions that have all or part of the functions of consumer payment, credit loans, transfer settlement, cash deposits and withdrawals, etc.

If you use a credit card for consumption, for example, you can enjoy the interest-free period for swiping your card. The minimum is 20 days and the maximum is more than 50 days. No fees will be charged during this period.

If you have not paid off the monthly debt by the repayment date, and have not applied for installment, you will need to pay a certain amount of interest and late payment fees. The interest fee is generally calculated at 50,000 per day, and the late payment fee or late payment fee is The handling fees vary from bank to bank. If it is a credit card withdrawal, there is no interest-free period at all. From the date of withdrawal, interest and handling fees of 0.05% will be charged every day.

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