Yes.

Passing the preliminary review of China Merchants Bank’s credit card approval does not mean that the card can be approved immediately. After passing the preliminary review, China Merchants Bank will notify the customer to go for an interview. After passing the interview, the chances of the card being approved are higher. Therefore, after passing the preliminary review and receiving the interview text message from China Merchants Bank, please use the text message to go to any branch of China Merchants Bank for an interview as soon as possible within 30 days. If the time limit on the text message is exceeded and the applicant has not gone to the interview, China Merchants Bank will directly determine that the customer has failed the interview.

Young Card Cash Withdrawal Instructions

Young Card cash withdrawals are free of charge for the first cash advance (i.e. cash withdrawal) every month. After that, 1% of the cash withdrawal amount (minimum 10 yuan) will be charged. Cash borrowing fee.

If the amount withdrawn is all overpayment (for example, if your limit is 3,000, and your family saves money and it becomes 4,000, then the part of 1,000 you withdraw is overpayment), then No interest is required; however, if the cash withdrawal is within the limit, the overdraft portion will be charged interest at 0.05% per day from the date of withdrawal.