1. installment repayment If the credit card can't repay in one lump sum, you can APPly to the bank for installment repayment, call customer service or handle it yourself on the bank app. It is suggested that the number of installments should be divided to the longest, so as to reduce the repayment pressure and avoid overdue repayment, which will affect personal credit information.

2. Apply for deferred repayment. If the payment has been made in installments and it is impossible to repay, it is recommended to explain the situation to the bank in advance and apply for an extension to postpone the repayment time a little. If the agreement is affected, the repayment time can be postponed, so that you have time to collect money and repay.

3. When making other loans, there is no money to pay back the credit card. You can make new loans on other reliable loan platforms, or other banks can make new loans, and return the credit card that is in a hurry first.

This kind of operation is to repay the loan by loan, and it is not recommended until it is absolutely necessary. If the later income can't keep up, it's not a long-term solution, which will cause more credit cards and loans to be delayed.