Is it easy to apply for a postal bank credit card?
Postal credit cards can only be handled at business outlets, not online, which requires higher credit status of applicants. Compared with other bank credit cards, the review is stricter and it is not particularly good to apply. Although Chinese mainland residents aged 18 to 60 can apply for the credit card of China Postal Savings Bank, the materials required to apply for the card are a copy of the applicant's ID card and work certificate, and the optional materials are any one of the financial certificate and the certificate of concern for contacting the Postal Bank. But if the applicant does not meet the standards, it is impossible to apply for a credit card.
How to handle the postal bank card?
1. Debit card: If you want to apply for a postal debit card, you just need to bring your ID card. Generally speaking, as long as you are 16 years old, you can apply for a debit card in the bank business hall with your ID card. There is no condition for it to apply for a card. Fill out some application forms and go to the service window.
2. Credit card: To apply for a postal credit card, the user must meet the application conditions put forward by the Postal Bank. There are different types of credit cards in the Postal Savings Bank, and the application conditions are also different. Generally speaking, Puka is the easiest to handle. As long as the age meets the requirements, there is a stable source of work and income, and personal credit is good, you can basically succeed. If you want to apply for a gold or platinum card, you often have higher requirements for the applicant's assets and financial resources. When choosing a good credit card application, users can also consult the bank staff to see what information they need to prepare and what conditions they have. And you can choose to go to the business hall to get a card, or you can go to online banking or mobile banking.