under normal circumstances, there is no need to provide bank running water after the deadline. After overdue, banks and online loans will hand over debts to a third party for debt collection. Some collection agencies will intimidate users to provide bank running water, so don't worry about it. They don't have that right. Even if they negotiate repayment with the bank, the bank will only let go of the income certificate for the last six months. All they can do is to make money honestly and pay off the overdue amount.