Our bank’s all-currency credit cards have the following features: 1. Travel around the world, worry-free card swiping, and no currency exchange fees. 2. Automatically purchase foreign exchange and repay in RMB. 3. Complimentary high-value travel insurance. 4. No additional annual fees. 5. This card only supports VISA line transactions and is recommended for users traveling abroad and overseas online shopping. If you mainly use it domestically, it is recommended that you apply for other credit card products of China Merchants Bank. 6. International credit cards in all currencies do not currently support repayment through UnionPay channels (including UnionPay fixed-line terminals, counters, Xinpay Lakala, UnionPay ATM transfers, etc.).