The repayment method for the temporary credit limit is the same as the repayment method for the credit card fixed limit after consumption. Even before the temporary limit expires, the cardholder can still wait for the credit card statement to come out and repay the bill incurred by the temporary limit consumption in full before the repayment date.

It should be noted that bills generated by credit card temporary limit consumption do not support installment repayment and minimum repayment methods. Even if the cardholder chooses to apply for minimum repayment, the bill amount generated by the temporary limit consumption will be included in the minimum repayment amount.

There are no special requirements for the repayment method of the temporary credit limit. Cardholders can repay online through mobile banking, online banking, and third-party payment platforms. They can also choose to go to the bank branch counter or use ATM autonomous deposit and withdrawal machines perform offline repayment operations. The focus is on ensuring that the full repayment is completed before the repayment date.

What is a temporary quota?

Temporary credit limit refers to a temporary credit limit temporarily provided by the bank to the cardholder, which is used for temporary borrowing when the fixed limit of the credit card is insufficient or cannot meet consumption needs. Cardholders can spend within the temporary limit, but they need to repay the amount in full within the specified time. Temporary lines usually have a shorter period of use and higher interest rates, and do not support installment repayment and minimum repayment methods. Obtaining a temporary limit usually requires the cardholder to meet the bank's relevant conditions and be approved by the bank.