What is the Shanghai Pudong Development Bank credit card? What are its advantages and disadvantages?
The Pudong Development Bank Credit Card is pretty good. Pudong Development Credit Card is a standard dual-currency Visa credit card issued by Shanghai Pudong Development Bank. It enjoys a variety of discounts and can even apply for a photo card for free.
Now, based on the basic functions, Pudong Development Credit Card’s security measures for credit card use involve all aspects before, during and after the event. It has designed six layers of protection measures, including the earliest in China. The launch of free text messages, photo cards, priority dispute processing and other security features, and the unique 24-hour anti-fraud function can provide timely warnings for suspicious transactions around the clock and take preventive measures in advance. in addition.
Extended information:
Credit has many functions and advantages, which can be summarized as follows:
1. It facilitates people’s lives and eliminates the need to carry There is no need to worry about cash, and there are no geographical restrictions on using credit cards. No matter where in the country the card is swiped, as long as it has the UnionPay logo, it can be swiped without any fees.
2. You can participate in various preferential and discount activities cooperated by merchants and banks, and you can enjoy a variety of discounts when spending money at merchants that cooperate with banks.
3. Value-added services. Various credit cards launched by banks come with some value-added services. At present, the services launched by various banks can be divided into seven categories: cash returns, lottery draws, shopping discounts, free insurance, travel services, personal financial reports and other value-added services. These are the additional benefits that credit cards bring us.
How many types of Shanghai Pudong Development Bank credit cards are there?
There are seven types of Shanghai Pudong Development Bank credit cards, which are mainly divided into standard credit cards, functional credit cards, lifestyle themed credit cards, business travel credit cards, and city travel credit cards. Class credit card, department store commercial credit card, innovative payment credit card.
Each category has all the basic functions of a general credit card, including: global functions that allow you to spend money and withdraw cash at home and abroad; you can spend first and repay later, and you can repay interest-free for up to 50 days. repayment period; revolving credit function that can be recycled and controlled freely; supplementary card function that can be shared with family members.
Pudong Development Credit Card’s security measures for credit card use involve all aspects before, during and after the event. It has designed six layers of protection measures and has a unique 24-hour anti-fraud function, which can detect suspicious Provide timely early warnings for transactions around the clock and take precautions in advance.
To apply for a Pudong Development Bank credit card, the channels for obtaining the application form include calling the application hotline to obtain the application form, applying for a credit card online, and collecting it at any Shanghai Pudong Development Bank business outlet.
Users must fill in relevant personal information on the application form. After confirming that the filled-in information is correct, sign the user’s real name in the signature column and attach the required documents according to the prompts on the application form. If the user chooses to fill in online For the complete application form, please confirm "Submit" and "Print" as prompted, so that you can apply.
Have you ordered a bunch of things when opening a Shanghai Pudong Development Bank Credit Card?
No need
1. Activate Shanghai Pudong Development Bank Credit Card online
Log in to Shanghai Pudong Development Bank On the Credit Card Center page, select the "Activate Credit Card Online" function on the right. After entering the Shanghai Pudong Development Bank Credit Card Activation Page, enter your credit card, ID number and other information as prompted to activate your card.
2. Activate the Shanghai Pudong Development Bank credit card via customer service phone number
Call the Shanghai Pudong Development Bank credit card customer service phone number (800-820-8788), select "7" to activate the credit card, and then follow the prompts to enter the credit card you want to apply for. Relevant information and sign your usual signature in the card signature field to activate your credit card.
You can also dial 400-820-8788, select the prompt language, press "2#" to select credit card activation, and then enter relevant information according to the prompts to activate your Shanghai Pudong Development Bank credit card.
What are the gifts for the first purchase of Shanghai Pudong Development Bank Credit Card:
1. Shanghai Pudong Development Bank Beautiful Woman Credit Card - New users will receive 88 yuan in credit for their first purchase!
2. The Beautiful Woman Credit Card of Shanghai Pudong Development Bank is a UnionPay platinum card, with no annual fee and no page fee;
3. New customers can receive 88 yuan in credit for any consumption;
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4. New customers who have accumulated monthly consumption of 3,888 yuan or more can redeem movie tickets/phone bills/JD coupons/Didi vouchers/Ele.me vouchers;
5. New Customers who spend a total of 18,888 yuan per month can redeem agnesb. trolley case/L’Occitane gift box/Panasonic electric toothbrush.
What is the credit limit of the Pudong Development and Tencent Animation co-branded credit card?
Pudong Development Credit Card and Tencent Animation have created an exclusive credit card for comic fans - Pudong Development and Tencent Animation Co-branded Credit Card. This card can provide comic fans with Various rich rights and interests. In addition to being interested in the benefits of this credit card, many friends also want to know how much limit they can get. Let’s find out together below.
Pudong Development and Tencent Animation Co-branded Credit Card is a UnionPay platinum card. After successfully applying for the card and making a purchase, users will receive a free one-month membership of Tencent Animation VIP, two "free movies" privileges and 500 Tencent Animation Read the point, the benefits are quite good.
So, how much credit can you get by applying for this credit card?
As we all know, Pudong Development Bank Credit Card has several levels: regular card, gold card, platinum card and above. Different levels of credit cards have different limit ranges. The maximum limit for regular cards is 10,000 yuan, and the maximum limit for gold cards is 10,000 yuan. 50,000 yuan, and the platinum card starts at 50,000 yuan.
The Tencent Animation Co-branded Credit Card is positioned as a platinum card, with a starting limit of 50,000 yuan. The specific limit is determined by the bank based on your comprehensive qualifications. Everyone's situation is different, and the limit obtained will vary. same.
In addition to the credit limit, this co-branded card also has a cash withdrawal limit, which is usually about 50 of the credit limit. Cardholders can use the credit card to withdraw cash in case of urgent need, but cash withdrawal is Fees and interest will be charged.
It should be noted that the Pudong Development Bank credit card limit is not static. It will increase or decrease according to the cardholder's use of the card.
However, there is a time limit for increasing the limit of Pudong Development Credit Card. New users who want to increase the fixed limit must insist on using the card for 6 months before applying. The bank will make an application based on the cardholder’s card usage. Decide whether to raise the amount for it.
If a new user wants to increase the limit of his Pudong Development Credit Card, he must have used the card for 6 months before applying, but the success rate of increasing the limit is not 100%.
If you want to quickly increase your limit and maintain monthly consumption, try to make around 10-20 purchases, either online or offline. It would be better if you have points-based purchases.
The most important thing is to repay the loan on time and maintain a good credit record.
In addition, if you provide proof of financial resources such as real estate certificate and income certificate, the success rate of the increase will be greatly increased.
Which Shanghai Pudong Development Bank credit card is most practical in 2022
Which Shanghai Pudong Development Bank credit card is most practical in 2022? You can choose UnionPay Platinum or American Express RMB Card.
The Pudong Development Bank Credit Card is a standard dual-currency Visa credit card issued by Shanghai Pudong Development Bank. It enjoys a variety of discounts and can even apply for a photo card for free.
The Shanghai Pudong Development Bank has joined hands with the American Express Card Organization to launch the Shanghai Pudong Development Bank American Express Platinum Credit Card, with benefits covering many aspects such as business travel and travel.
The Pudong Development Credit Card has all the basic functions of a general credit card, including: the global function of making purchases at more than 20 million merchants at home and abroad and withdrawing cash at 840,000 ATMs; you can spend first and pay back later. The loan has an interest-free repayment period of up to 50 days; a revolving credit function that can be recycled and controlled freely; an additional card function that can be shared with family members.
Does Pufa Longzhu Somersault Cloud Credit Card have an annual fee?
Beware of "disguised" annual fees
"Disguised" charges are also common, such as "move-in fee" ”, “cost of production”, membership fees, etc.
Bargain on annual fees
Free annual fees for swiping cards is the bank’s purpose to encourage cardholders to spend by swiping their cards. If the cardholder does not meet the annual fee exemption standard, most banks will waive the annual fee for some customers to retain customers, some through supplementary payment, and some unconditionally!
High-end cards usually do not Free
Most platinum cards or higher are not exempt from annual fees. For example, annual fees for top-tier cards, American Express black cards, etc. (such customers are generally not short of money).
Reminder: For credit card holders, there is no need to try to avoid applying for supplementary cards, because supplementary cards will charge annual fees. Although they are cheaper than the main card, it is better to avoid them
This is the end of the introduction to the credit card limits of Shanghai Pudong Development Card Longzhu and Pudong Dream Card Longzhu. I wonder if you found the information you need?