The specific situation is divided into:

1. Arrears of credit card payments require prosecution, judgment, execution and inclusion in the list of untrustworthy enforcers before they are restricted from high consumption;

2. After being included in the list of untrustworthy people, you just can't stay in hotels and guesthouses above the star. Other hotels without rating can still stay.

3. Arrears of credit card payment, if it constitutes a malicious overdraft, is a violation of criminal law. And it will damage your personal credit record for a long time. It is recommended to repay as soon as possible.

Excerpted from "Several Provisions of the Supreme People's Court on Restricting the High Consumption and Related Consumption of the Executed Person";

Article 1 If the person subjected to execution fails to fulfill the payment obligations specified in the effective legal documents within the time limit specified in the enforcement notice, the people's court may take measures to limit his high consumption and related consumption that is not necessary for life and business.

The people's court shall take measures to restrict the consumption of the person subjected to execution who is included in the list of people subjected to dishonesty.

Article 3 If the person subjected to execution is a natural person, he shall not engage in the following high-consumption and unnecessary consumption behaviors after taking measures to restrict consumption:

(a) when taking the means of transportation, choose the second class or above of the plane, train soft sleeper and ship;

(two) high consumption in hotels, hotels, nightclubs, golf courses and other places above the star level;