This situation can be appealed according to the following steps:

1. Pay off the credit card bill in one go to avoid more interest and penalties.

2. Contact the branch where your credit card opened an account, bring your ID card and credit card, find the relevant salesperson, explain your objections, and sincerely seek help.

3. Fill out the "Personal Credit Report Objection Application Form" and clearly describe the business and data items involved in the objection, as well as the reasons why you think there is an error.

4. Submit the application form and relevant supporting materials (such as repayment vouchers, transaction records, etc.) to the salesperson to guide the next operation, and bind the savings card for associated repayment to avoid recurrence in the future. Similar questions. You need to wait patiently for the branch to handle maintenance and submit information to the central bank, which usually takes 1-2 months.