Dear, hello, I have also tried this situation. This is considered a cooperation between a bank and an insurance company. It means giving our information to the cooperative insurance company and then calling us through the bank’s customer service. Although it has been prepaid, if you have not signed a contract, they will refund it to you. For details, you can call the customer service staff of the insurance seller. If the contract is not signed successfully, then you can just ask them when they will return it to you.