1. How to calculate the interest on credit card loans of China Merchants Bank?

1. If the repayment is not made in full, the bank will charge five ten thousandths (.5%) of interest every day. For the consumption of 2.338 yuan, the minimum repayment is 33.8 yuan (1% of the total repayment amount). No matter whether you still pay 4 yuan or 5 yuan, it exceeds the minimum repayment amount, and there will be no late payment fee or bad credit record, but the unpaid part will still be charged interest at the standard of .5% per day. 3. Start to calculate interest if the due repayment date is May 2, April 29, 2988 yuan, and May 3, 5 yuan. The interest generated in the first month is: 2988×.5%×22 days =32.87 yuan, and 5×.5%×18 days =.45 yuan. The number of days calculated here is from the date of your consumption to the date of repayment. Combined with your own repayment date, the fluctuation should be small. Introduction to the characteristics of China Merchants Bank's credit card products 1. There are many kinds of cards, which are novel, beautiful and easy to attract people. 2. Telephone banking has a good service attitude and is very convenient. 3. E-banking is associated with mobile phones, which is relatively safe. 4. Every consumption is notified by e-mail, and every online transaction and general credit card transaction over 3 yuan is reminded by SMS. 5. Powerful online banking function, directly used by the popular version, with various functions such as querying bills and details, querying points, opening cards, setting online transaction limits, and self-service bill installment. 6. China Merchants Bank's credit card is exempt from the annual fee in the first year. Generally, it can be exempted from the annual fee in the following year after spending 6 times. 7. China Merchants Bank Card has no annual fee, only account management fee. 8. The account management fee is only in the nature of debit cards such as China Merchants Bank's one-card card. The one-card card of China Merchants Bank can be bound to China Merchants Bank's credit card to avoid the account management fee of one-card, but the annual fee of credit card can only be exempted if it is spent more than six times (including six times). 9. A variety of activities and offers, such as Sanya and Gourmet Season, are very favorable, and involve all fields of life. 1. China Merchants Bank launched the Pocket Life Platform with its credit card. You can buy movie tickets and recharge your mobile phone with your mobile phone, inquire about preferential merchants nearby and offer discounts. More and better applications are being launched one after another. However, China Merchants Bank's credit card also has the stipulation that "it is difficult to score points, and every consumption of 2 yuan is 1 point, and the fraction is not counted", which is not conducive to the consumption of points.

second, how to calculate the interest of China Merchants Bank's credit card

Hello, you can enjoy the interest-free period when you swipe your credit card. The interest-free period means that you don't have to pay any interest if you pay off all the consumption money before the final repayment date. The interest-free repayment period is 2 days to 5 days, and the length of time will depend on the specific time of your consumption. If your consumption is before the current billing date, it will be included in the current bill; If it is included in the next bill after the billing date, you can enjoy a longer interest-free period.

overdue repayment will generate both late fees and revolving interest. The late payment fee is 5% of the unpaid part of the minimum repayment amount, and the minimum payment is RMB1 yuan or USD1 yuan. Cyclic interest means that all the consumption in the current period will bear interest from the date of entry, with a daily interest rate of five ten thousandths until you pay it off in full.

(For more information, you can consult any information about China Merchants Bank's credit card service online through QQ or WeChat. Method 1: Search for 4825555 among QQ corporate friends, and add China Merchants Bank Credit Card Center as friends; Method 2: Search for the number "cmb4825555" on WeChat and pay attention to China Merchants Bank Credit Card Center. )

Third, China Merchants Bank's credit card interest calculation (urgent)

1 If the interest is not paid in full, it will be five ten thousandths (.5%); For the consumption of 23,38 yuan, the minimum repayment is 33.8 yuan (1% of the total repayment amount). No matter whether you still pay 4 yuan or 5 yuan, it exceeds the minimum repayment amount. There will be no late payment fee or bad credit score, and interest will be charged at the standard of five ten thousandths per day. 3 Start to calculate interest if your due repayment date is May 2. The interest generated in the first month of April 29 is: 2988×.5%×22 days =32.87 yuan, 5×.5%×18 days =.45 yuan. The number of days calculated here corresponds to the repayment date of your consumption, and the fluctuation should be small. After going to 1 yuan, there is still 45-1=271.32 yuan left; The interest generated in the second month is: 271.3 (calculated in natural months) =31.7 yuan, leaving 271.32 39 yuan unpaid; By analogy, because the amount is not very large, the interest is not particularly high. Please refer to. I hope I can help you!