Platinum card, standard card and diamond card.

The exchange rate of each credit is different, and the credit limit is also different. You should apply for a suitable credit card according to your own needs.

differentiate

1, standard card

This is aimed at the general public and has no specific directivity. True Love Card and Pearl Card are high-end credit cards specially set up to locate women in the new era. These credit cards will get certain discounts when buying some female consumer goods.

The owner's card is aimed at private car owners, and they will enjoy more benefits in refueling and car maintenance. At the same time, Guangfa Bank has issued a business card with a credit card, which can be applied in some large-scale consumer places and hotels, and will enjoy a certain preferential amount in some hotel services and reservation business.

2. UnionPay Diamond Card

In addition to all financial functions, it also provides 24-hour exclusive service hotline, online banking service, account change SMS reminder service and counter priority service. On this basis, it also provides value-added services such as public transportation accident insurance, airport VIP room service, health care, golf reservation service and financial housekeeper. In addition, the issuing bank also provides personal butler service, exclusive club reservation service and professional consultation for the card.

3. UnionPay Platinum Card

In addition to all financial functions, it also provides a 24-hour exclusive platinum service hotline, online banking service, account change SMS reminder service and counter priority service. In addition, some banks also provide value-added services such as public transportation accident insurance, airport VIP room service, medical care, golf reservation service, and wealth management butler for Platinum Card.

Extended data:

Cafe

Domestic overdraft withdrawal fee: 2.5% of the domestic overdraft withdrawal amount, with the minimum RMB 10 yuan (excluding Platinum Card, Unlimited Card/World Card).

Handling fee for overseas cash withdrawal: 3% of the overseas cash withdrawal amount, with a minimum of RMB 15 yuan/USD 3 (free of charge for all cards/world cards).

Foreign exchange handling fee: 1.50%

Management fee for card account cancellation: it will be charged monthly from six months after the card account cancellation takes effect, and less than one month. The charge standard for each cancellation account is RMB 5 yuan/USD 0.6 yuan.

Baidu Encyclopedia-Guangfa Bank Credit Card