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The Chinese New Year is coming soon, can I still apply for a credit card now?

Yes.

Take China Construction Bank's credit card application as an example:

Apply for a credit card through self-service channels such as China Construction Bank mobile banking, "China Construction Bank" WeChat, and website. Customers who already have the card can apply from It takes about 5 working days for the card to be mailed.

If the new customer is approved (the general approval time is 10 days), he or she will receive an interview text message and a card letter will be received after 3-5 working days. The original ID card can be printed and signed on the application form at the CCB branch in the city where the billing address is located.

In case of special circumstances, the review time may be extended (such as applying for industry application products, etc.), so it is recommended to wait patiently.

Follow the "China Construction Bank" official account through China Construction Bank's mobile banking or WeChat to monitor the card application progress in real time.

Extended information

Take the method of opening a China Construction Bank credit card as an example:

1. Customer service hotline: Use the reserved bank mobile phone number to call the customer service hotline 95533 , select the "Card Opening and Password Service" menu according to the prompts.

2. Log in to mobile banking and apply through "Credit Card Activation".

3. Log in to personal online banking and process it through "Credit Card Activation".

In cases where the card number has not changed, such as replacement of expired cards, replacement of damaged cards, etc., in addition to the above card opening methods, direct card opening can also be processed through the following channels:

1. Follow us on WeChat "China Construction Bank" official account and bind the credit card, enter "open card" and select the corresponding serial number to process.

2. Edit the text message "CCJH#last four digits of card number#security verification code" and send it to 95533. Note: The security verification code is the last three digits of the 7-digit number in the signature field on the back of your credit card (you need to use the pre- Leave the bank’s mobile phone number for sending).

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