On what day of each month does the billing period for CCB credit card begin? How to calculate?

The billing date of each CCB card is different. The billing date of a credit card is fixed, but the billing date of each credit card is different. For this, you only need to look at your bill, which clearly states the billing date, minimum payment amount, and final repayment period. For example, if your bill date is the 20th, then your final repayment period will be the 10th of the next month. The consumption overdraft before the 20th will be included in the current month's bill, and the repayment date will be the 10th of the next month; the consumption overdraft after the 20th will be included in the next bill, and the final repayment period will be the 10th of the next month.

Construction Bank credit card statement dates are generally on the 2nd, 5th, 7th, 10th, 12th, 15th, 17th, 19th, 22nd, 23rd, 24th, 25th, 26th and 27th of each month, but the statement date It can only be modified once per year.

The billing date of a credit card is the day when the bank settles the cardholder’s consumption and repayment status every month before (including the billing date). After the billing date, a bill will be formed, which records the cardholder’s consumption and repayment status. Consumption records, repayment amounts and other information. The bank will mail the settled paper statement to the cardholder or send an electronic statement to the cardholder's mailbox after the statement date.

The repayment date is the day when the cardholder repays the card. The repayment cannot be later than the repayment date. Generally, the repayment amount should be paid before the repayment date. If you repay later than the repayment date, it will be overdue and the cardholder will have a bad credit record.

Interest-free repayment period: refers to the bank accounting of consumer transactions that can enjoy interest-free treatment on the premise that the cardholder repays the entire amount due before the due repayment date (inclusive) The time between the due date and the repayment date.

The longest interest-free repayment period for China Construction Bank credit cards is 50 days, and the shortest is 20 days. You can enjoy the longest interest-free period for purchases made on the day after the bill date.

The specific date of the China Construction Bank credit card statement depends on the time of the transaction. If it is a current account, it will be billed in the current period. The due repayment date is 20 days after the statement date, and the interest-free period is very short. If the bill is credited in the future (in a few cases), it will be settled on the next month's bill. The interest-free period is relatively longer, 50 days. The specific deposit time depends on the clearing time of the merchant and the bank.

What does it mean to transact within the credit card billing cycle?

Transactions within the credit card billing cycle refer to transactions between the billing date and the repayment date.

The credit card statement date means that the card-issuing bank will regularly summarize and settle the various transactions and expenses that occurred in your credit card account every month, calculate the interest, and calculate the total amount of debt you owe in the current period and the minimum amount. The repayment amount will be mailed to you. This date is your credit card statement date.

The credit card repayment date refers to the interest-free repayment period for credit card non-cash transactions, from the bank recording date to the due repayment date. The interest-free repayment period varies according to the regulations of each bank. The shortest is from the bill date to the last repayment date, and the longest is from the day after the bill date to the last repayment day of the next month.

What does the credit card billing period mean?

Hello, if it is a China Merchants Bank credit card, the credit card has a specified statement date and repayment date. The "bill date" refers to the monthly billing date issued by the card issuer. The cardholder's accumulated unpaid consumption transaction principal, cash withdrawal transaction principal, fees, etc. are summarized, interest is calculated, and the date on which the cardholder should repay the amount is calculated. "Repayment due date" refers to the last date stipulated by the card issuer when the cardholder should repay the entire amount due or the minimum repayment amount (the consumption amount can be repaid before the due repayment date, and the payment must be made no later than the due date). Just pay it back to your credit card before 24:00 on the day of payment). For example: If the 5th of each month is the billing day and the 23rd of each month is the repayment day, then the consumption from the 5th of the previous month to the 4th of this month will be repaid on the 23rd of the month.

If you have any questions about other China Merchants Bank credit cards, please search "4008205555" in QQ business friends and add "China Merchants Bank Credit Card Center" as a friend; or search the number "cmb4008205555" in WeChat to follow "China Merchants Bank Credit Card Center" For consultation, thank you for your attention and support to China Merchants Bank!

What is the meaning of credit card billing cycle and repayment date

Hello, all consumption after the payment date will be included in the next month For bills, the repayment date is the deadline by which you need to repay. If you don't have enough money, you might as well try to spend it.

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What does the Bank of Communications credit card billing cycle mean?

The bank will regularly summarize and settle the various transactions and expenses that occurred in your credit card account every month, calculate the interest, calculate the total amount of arrears and the minimum repayment amount of your current period, and provide You mail your statement. This date is your credit card statement date.

Your bill date is the 3rd, and the final payment date is the 28th.

If you swipe your card on June 21st, it will be credited to the bill on July 3rd. You only need to repay it before July 28th.

This is the end of the introduction to what is the meaning of credit card account period.