1. The salary card is a debit card, and the age 18 can be processed. The salary card is tailored for the staff of the budget unit, mainly used for daily official expenses and financial reimbursement, and has the function of personal consumption, and cannot be overdrawn.

2, credit card, the processing conditions are more complicated, the required documents are as follows: 1, unit income certificate; 2. Bank wages are flowing; 3. Bank deposit certificate and other deposit certificates; 4. Proof of assets such as driving license and real estate license; 5, pay housing provident fund and other running water. You can basically overdraw after handling it.