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Will the card number change if the bank card expires and is replaced?

The card number will change when the bank card expires and is replaced.

Take the five major banks, ICBC, Agricultural Bank of China, Bank of China, Bank of China and Bank of Communications, as examples. Most banks have stated that they can only provide "conditional" insurance numbers for some cards. In addition, other customers can only choose to apply for new ones. With a chip card, some related businesses on the old card can be automatically migrated, while some businesses need to re-sign the agreement and process it again.

After changing to a new card, online banking and mobile banking services will be automatically migrated to the new card the next day.

When replacing a debit card, the card number will generally be changed. Unless the conditions for not changing the number are met (for details, please ask the staff at the bank branch), the card number will not be changed when the credit card is replaced (limited to reporting loss, damaged card replacement) , if the gold card is changed to a platinum card, the card number will still change).

You should take good care of your bank card at ordinary times. If the bank card is about to expire or is damaged, remember to replace it. Use the bank card correctly and do not operate in violation of regulations to avoid being blocked by the bank and causing unnecessary trouble.

Extended information:

Bank cards refer to all or part of the credit cards issued to the society by commercial banks (including postal financial institutions) with the functions of consumer credit, transfer settlement, cash deposits and withdrawals, etc. Functional credit payment tool.

Bank cards reduce the circulation of cash and checks, allowing banking business to break through the limitations of time and space and undergo fundamental changes. The application of the bank card automatic settlement system has made the dream of a "checkless, cashless society" a reality.

Applying for a bank card

The process of applying for a credit card and a debit card is different.

When applying for a credit card, you need to bring your valid documents (ID card or copy of ID card or household registration book or copy of household registration book), proof of residence, proof of unit income or proof of personal assets and other materials to the card issuer. To apply, you need to fill in the application form, and the information filled in must be true.

After filling out the application form, it must be filed with the head office of the account opening bank. After the head office of the account opening bank reviews the application materials, it will take about 20 working days before the card can be issued to the customer.

Credit cards are only available to customers who are 18 years of age or older. Minors are not allowed to apply for credit cards.

Applying for a debit card is relatively simple. You only need to bring your valid documents (ID card or household registration book) and fill out the application form at the bank where the account is opened. The card can be issued to the applicant at that time.

There is no age limit for debit card application, and minors can also apply.

When customers under the age of 16 apply for a debit card, their guardian must hold the account book (if they are not in the same account book, relevant certificates must be provided) to the bank branch counter to apply, and the person being processed does not need to be present. ;

If minors who are over 16 years old but under 18 years old are already working, they can go to the bank counter with their work certificate and ID card to apply for a debit card on their own. , the guardian still needs to assist in the process, and the person being processed does not need to be present;

The handler who is 18 years old or above can directly go to the bank branch counter or self-service card processing machine to handle debit with his or her ID card Card, get it instantly.

According to national regulations, debit cards issued by minors do not have the function of online banking and cannot be bound to mobile payment software.

Report the loss of a bank card

The procedures for reporting the loss of a bank card are not exactly the same among major banks. If you lose your bank card, you can first use the phone or online banking to temporarily report the loss, and then bring your ID card and other proof. Report the loss of materials at the bank counter.