After the bank card is lost, you should quickly call the banking service phone through the phone around you to report the loss orally, so as to stop the payment of the account immediately. Information to be provided for oral loss reporting of bank cards includes: name, valid ID number and card number.

There are many numbers in the bank card number, which is not convenient to remember. After operating on an ATM or POS machine, you may want to keep relevant receipts with clear card numbers in your wallet. Oral loss reporting is only a temporary loss reporting and has a certain validity period.

The validity period of oral loss reporting varies from bank to bank. If the oral loss reporting by telephone is valid for 5 days, the customer must apply for loss reporting in writing within 5 days, otherwise the oral loss reporting will automatically become invalid.

If the owner of the bank card cannot report the loss in writing in person, he can entrust someone else to do it for him. Valid certificates must show the valid certificates of the agent and the principal.

In addition, in addition to bank cards, registered certificates of deposit, passbooks and certificate-based registered government bonds can also be reported for loss. However, bearer certificates of deposit, stored-value cards and electronic wallets in ic cards cannot be reported for loss.

Extended data:

If you don't intend to continue using credit cards, you must do so. If the account is not closed, the bank will charge an annual fee for the credit card. If the card is not overdrawn, you can apply for account cancellation at any time.

If your card has not expired, you need to apply first, and then go to the bank to cancel your account after a certain period of time; If the card has expired and the account balance is zero, you can directly cancel the account at the designated bank outlet.

When closing the account, you should bring your valid ID card and the original card. If it's not convenient for me to close the account, someone else can help you. The agent must hold the power of attorney written by the principal (himself) and bring the original valid identity certificate to handle the account cancellation business.

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