It is possible that you will enter judicial proceedings, receive a court summons, and go to court. Credit card fraud is a serious crime. The bank and the judge will not listen to your reasons. They will only find the fact that you owe money!

Your attitude is crucial. Even if you pay back a little first, you want the bank to see your performance.

If you fail to repay the loan after the due date, it will definitely be followed up by the bank's risk prevention and control department. If you don't want to go to court, repay it as soon as possible. Even if you work part-time first to make more money. Pay back as much as possible. Attitude is important.

Let the bank know that you are repaying the loan and that you don’t want to default. This way you can buy time!