In our country, it is illegal to cash out maliciously, and institutions or individuals who provide "cash out" services for others will bear criminal responsibility. Frequent "cash-out" behaviors of cardholders may also be frozen or reduced by banks.

In addition, although it seems easy to manage money by "cashing out", in fact, cardholders need multiple cards to cash out and repay, which is very prone to overdue and even affects personal credit records. Therefore, it is not recommended for ordinary users to use this method for financial management.