China Merchants Bank Young Card is a RMB credit card launched by China Merchants Bank, which can be handled by non-student customers under 3. The main feature is that the cash advance amount is 1% of the credit card amount; Double the points in the birthday month.

annual fee for main card: annual fee for general card in 1 yuan

annual fee-free policy: the first year is unconditionally reduced, and the annual fee for the following year is exempted after swiping the card for 6 times. And so on

advance cash limit: 5% of credit limit

interest-free period: 18 days to 49 days

consumption verification method: signature+password

revolving credit interest (daily interest): .5% per day

SMS notification fee for consumption: consumption exceeds 1 yuan free SMS notification, Less than 1 yuan without notice

Minimum repayment: 1% of the minimum amount owed

Billing date: the 5th, 7th, 1th, 12th, 15th, 17th, 2th, 22nd and 25th of each month is the billing date, and the billing date can be adjusted when the card is opened, and it can be changed once after half a year

Online payment: after the user opens the online payment function,