after you buy an apple, you can apply for the installment of CCB's bill, that is, from the billing date to the final repayment date, you can apply to CCB for installment of the billed consumption amount (only once every 3 days). However, the maximum application amount does not exceed 9% of the total consumption amount in the issued bill (excluding cash withdrawal, installment payment and other transactions stipulated by CCB), which is for the whole bill application.

for example, if you settle the repayment amount of 4,7 yuan on the billing date, assuming that your available installment amount (which is set at 1% of your permanent quota) is sufficient, then the maximum amount that can be installment in the current period is 4,7 * 9% = 4,23, divided into 12 installments, with the installment principal of 4,23/12 = 352.5 and the handling fee of 4,23. The installment amount will be settled in each bill. If you repay in full and on time according to the bill amount, the installment will also enjoy the interest-free period. If you don't repay in full and on time, the installment will charge interest at the rate of five ten thousandths of a day from the entry date, just like the consumption. Before 7/31, you can apply for bill installment through self-service channels (such as mobile banking, online banking, WeChat, etc.) and get a discount. I will calculate it for you according to the discount. You can also go to their credit card website to learn more about it yourself.