It is difficult for many people to increase the limit of China Merchants Bank credit card. The editor has summarized the three most effective ways to increase the credit limit for the reference of China Merchants Bank cardholders.

Method 1: Installment withdrawal

Cash installment is currently the fastest way to raise the limit. The amount of cash installment is often greater than the limit. Once the installment is applied for, the cardholder’s credit rating is If the value is negative, China Merchants Bank will immediately increase the limit for you. Many people use this method to exceed the maximum limit of the gold card, which exceeds 50,000. Many cardholders have benefited from this method. After exceeding the limit of the gold card, they can apply for a platinum card without any hardware requirements (motorhome).

The editor reminds cardholders that cash installments carry interest.

Method 2: Repeat the limit increase multiple times

These are the editor’s real experiences. CMB cardholders who need to increase their limit can also try this if their personal credit record is good. Do. In addition, the temporary quota can also be used in installments.

The specific operation method is very simple. Apply for a temporary quota, and when the quota is about to expire, continue to apply. If you repeat this, you will find that your quota has increased significantly. Please note, don’t use it after the quota is raised, try to find ways to use more.

Method 3: Self-service credit limit test

This function is available on the WeChat account of China Merchants Bank Credit Card, but is not currently found on other platforms. After logging in, you can see your quota status, including fixed quotas that can be increased, temporary quotas, etc. Enter the maximum fixed amount you want to increase, and the results will be available in seconds.