Use the program interface 3360
Mind wealth
51 Credit Card Manager
51 Credit Card Manager is mainly blue and white, with a simple style. The interface cannot slide left and right, and the interactive experience is weak. You can see the bound account (email or mobile phone number) on the main interface. Click the red "Import Bill". There are four ways to import: email, online banking, forwarded mail, and manual input. The display format of strip cards makes multiple cards appear crowded. Click on each bank card to expand the card and see the corresponding bill information, including repayment date, statement date, interest-free period, and outstanding balance.
51 Credit Card has rich value-added services. There are four main functions at the bottom of the interface: "Homepage, Money Tree, Service, and Me". Click on the setting option of the "Me" function interface to find more functions of 51. Generally speaking, the interface design of 51 Credit Card is relatively simple, the functions are too concentrated on the main interface, and the visual effect is not intuitive enough for users when making selections. More function keys of 51 are hidden under the buttons, requiring users to find them, and the functional experience needs to be improved.
KaNiu Credit Card Manager
Wacai: 51: Niu:
Main function PK:
Bill analysis and management
Wacai Credit Card Manager
Wacai intelligently analyzes bills and supports bill analysis from 38 banks. After clicking on a card, the corresponding billing data will appear. We can see the repayment date, interest-free period, debt amount, minimum payment, bill date and other information for each card. In addition, the bills are divided by month, and you can see the time, location and amount of card consumption. However, the statistical accuracy of credit card locations is low, which will have a certain impact on users’ future accounting and financial management. In addition, Wacai’s bills do not help users categorize and manage each consumption, so users need to manually record and analyze the proportion of each consumption item in the total consumption, and there is no timely credit card consumption bill reminder. The red minus sign on the interface represents the amount spent, and the green plus sign represents the amount we have successfully repaid.
As a reminder, if the bill data is imported incorrectly, you can manually click the pencil button on the upper right side of the interface and choose to manually adjust the credit limit, bill date, repayment date and other information. All bills are finally aggregated into all transactions, and statistics are calculated on a monthly basis. However, Wacai's transaction bills are relatively simple, and there are no options for consumption classification, reports, financial analysis, etc. Overall, Wacai's bill analysis is relatively simple, and the black and gray data presentation format is relatively old-fashioned, making it impossible to visually distinguish various data.
51 Credit Card Manager
Some functions of 51 are hidden. Click the button with three dots on the upper right side of the bill interface, and functional options such as contact bank, immediate repayment, bank branch, hide credit card, delete credit card, etc. will pop up. It's not easy for first-time users to find them. In the upper part of the interface, you can see four function distributions, namely "Open" bills and the "Analyze" button. Click to see that 51 displays monthly consumption trends in the form of a chart, evaluating the months and amounts spent most this year. For more information about your credit card, click "Details" to view.
Kaniu Credit Card Manager
Scalper supports more than 1,000 SMS templates from 178 banks and more than 200 bill templates from 50 banks. It has greater advantages than the latter two products.
In terms of bill parsing speed, it is said that Kanniu has dual parsing engine technology, which can quickly parse and intelligently classify 97.8% of domestic credit card monthly bills. Click "Simulate" card on the main interface of Niu Card, and you can analyze your consumption frequency and capital flow through card information such as unpaid bills, remaining balance, total consumption, bill date, interest-free period, consumption flow and other information displayed on each card. If you find that your credit card is overdue, click "Repay Now" on the interface to pay online, which is more convenient.
Interface icons are used to distinguish different types of consumer water, such as supermarket shopping, brunch, retail interest, late fees, online repayment, medical care, entertainment and leisure, etc. The icon set attracts people's attention and adds fun to managing credit card bills.
With the scalper’s daily bill function, you can immediately receive a reminder by swiping your phone on the same day, including the time and location a
51. Kanniu’s repayment date reminder function does achieve its purpose of helping users avoid overdue repayment, but In comparison, the setting for watching cattle is more intimate. You can freely choose how long in advance to remind you to repay, and the time is accurate to a few hours, or even how many times a day. The most user-friendly thing is that you can choose a reminder tone like a mobile phone ringtone to remind you of repayment.
Digging money: 51: Cow:
Financial analysis
We can analyze our own consumption structure and consumption frequency through consumption analysis, consumption trends and total traffic. , fund flow, manage credit cards and bank cards respectively. The chart analysis of cattle is more detailed. First look at the pie chart – the classified report. On the horizontal axis, select a time point (by month). The monthly bill data in the green bar is automatically divided into consumption items, and the percentage of total consumption and the total amount are presented in a pie chart. Each color represents a different consumption item. You can know the consumption ratio of different items by sliding the disc with your finger, and the total consumption is in the middle. Another consumption and frequency trend chart turns our consumption trend into an intuitive curve icon for users to analyze the consumption structure and frequency of credit card consumption.
The charts of 51 Credit Card Manager are relatively small, and consumption categories need to be clicked manually. But some fingers with a small consumption ratio are sometimes inaccurate. If the numbers on the chart can be clearer, I believe it will further improve the user experience. It seems that 51 has locked its user base among the younger generation. There are relatively few charts, mainly about eating, drinking, shopping, bank interest, etc. Other consumption is classified as travel.
Current bill
At the top of the total cash flow, first list the number of your cards, "deposit card balance" and "total credit card consumption", and at the bottom is the monthly consumption Statistics, total fund flow, monthly consumption and repayments. Click on monthly turnover to view more detailed data. Red and green contrasting colors remind users of the credit card debt and repaid amount this month, and the time, location, and amount of each purchase are automatically classified into a list. Users can quickly sort out their financial status through KaNiu bill flow. In addition, Ka Niu’s flow classification is very detailed, and items such as breakfast and lunch fees, daily necessities, and credit card late payment fees are also marked with different patterns.
The overall interface of Wacai is still simple. First of all, there is no total consumption statistics, only the total consumption and repayment amount of the month. Click on your monthly water bill, except for the credit card location.
There is no other information about the amount and amount, and each consumption is not displayed for the user according to the consumption item. The monthly consumption expenditure and repayment are all black numbers, which is not intuitive enough. From the perspective of users, the timeline on the left side of the flow interface has low user recognition.
Security
Wacai: ★★★★51: ★★★★Cuck: ★★★★★
Version update maintenance
Total Rating: Wacai: ★★51: ★★★★KaNiu: ★★★★☆
Summary Evaluation:
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