The CCB credit card has been deactivated due to overdue use. It can be resumed after it has been paid off in full. You pay off all the overdue money and then submit an application to CCB.

Credit can be restored. The credit report has been restored after more than five years.

Extended information:

How long does an overdue credit card affect its use?

If your credit card is overdue for more than 30 days, our bank system will automatically adjust the credit limit of your card. Control, you can only use 50 of the credit limit temporarily; if it exceeds 60 days, you will be temporarily unable to use the card; if it exceeds 90 days, the card will be forcibly suspended and all accounts under your name will be frozen.

If the payment is late within 90 days, as long as the minimum repayment amount is paid, the system will automatically restore your use of the entire credit limit. If the payment is more than 90 days late, you need to pay off all the overdue amounts in your account before making an application. Our bank will handle it based on your actual situation.

In order to avoid overdue effects on your card use and credit history, it is recommended that you pay attention to credit card account changes in a timely manner and repay on time.

Using "China Construction Bank" mobile banking, you can quickly check accounts, make one-click repayments, and enjoy free account change notifications. ?

According to the "Credit Reporting Industry Management Regulations": the credit reporting agency's retention period for personal bad information is 5 years from the date of termination of the bad behavior or event; if it exceeds 5 years, it shall be deleted. . ?

Reference materials: China Construction Bank - Customer Service? Chinese Government Website - Credit Information Management Regulations