How much is the annual fee for the GF Basic Platinum Card?

The annual fee for the GF Platinum Card:

The annual fee for the main card of the GF Zhenshang Platinum Credit Card is RMB 480, and the annual fee for the supplementary card is RMB 480. The annual fee is RMB 240;

The annual fee for platinum credit cards of GF Ctrip, China Southern Airlines, China Eastern Airlines, Air China, Shenzhen Airlines, Xiamen Airlines Egret, Sichuan Airlines and Hainan Airlines The annual fee for the main card of GF Zhenxiang Platinum Credit Card is RMB 800, and the annual fee for the supplementary card is RMB 400;

. The annual fee for the main card of GF Golf Platinum Credit Card is RMB 800. The annual fee for the supplementary card is RMB 7,888, and the annual fee for the supplementary card is RMB 3,888.

The annual fee for the Guangfa China Eastern Airlines, China Southern Airlines, and Hainan Airlines value-added platinum credit cards is RMB 2,500;

The annual fee for the main card of the Guangfa Car Owner and Business Travel Platinum Credit Cards is RMB 2,888 for the supplementary card. The annual fee for the main card of GF Zunyue Platinum Credit Card is RMB 1,488;

The annual fee for the main card of GF Zunyue Platinum Credit Card is RMB 2,500, and the annual fee for the supplementary card is RMB 1,250;

The annual fee for the main card of GF Zunyue Platinum Credit Card is RMB 2,500. The fee is RMB 2,000;

Extended information:

Guangfa Platinum Card is a VISA credit card issued by China Guangfa Bank.

Guangfa Bank was established in September 1988 with a registered capital of 11.408 billion yuan and its headquarters is at No. 713 Dongfeng East Road, Yuexiu District, Guangzhou City, Guangdong Province, China. With the approval of the People's Bank of China and the Central Bank, Guangdong Development Bank was established on the bank of the beautiful Pearl River as a pilot bank for China's financial system reform. It is one of the earliest joint-stock commercial banks established in China.

On April 8, 2011, with the approval of regulatory agencies and relevant government departments, the original registered name "Guangdong Development Bank Co., Ltd." was changed to "Guangfa Bank Co., Ltd.", referred to as "Guangfa Bank" ;The English name was changed to "ChinaGuangfaBank" ("China Guangfa Bank").

As of the end of June 2020, China Guangfa Bank’s total assets were 2.81 trillion yuan, an increase of 6.84% from the beginning of 2020; its liabilities totaled 2.59 trillion yuan, an increase of 7.02% from the beginning of 2020. In the first half of 2020, China Guangfa Bank achieved operating income of 40.907 billion yuan and net profit of 6.486 billion yuan.

On March 9, 2020, the "2019 China's Top 100 Banks List" was released, with China Guangfa Bank ranking 16th.

After years of rapid development, China Guangfa Bank has further grown in strength. At the end of 2010, the bank's total assets were 814.390 billion yuan (RMB, the same below), an increase of 147.903 billion yuan, or 22.19%, from the beginning of the year; the bank's cumulative net profit in 2010 was approximately 6.189 billion yuan, a year-on-year increase of 2.802 billion yuan, or 82.73%. .

In 2011, China Guangfa Bank’s profit reached a new high, with a net profit of 9.586 billion yuan for the year, an increase of 54.89%. As of the end of 2011, the bank's total assets were 918.982 billion yuan.

The business scope of Guangfa Bank is all banking businesses stipulated in the "Commercial Bank Law", which mainly includes: absorbing public deposits, issuing short-term, medium-term and long-term loans; handling settlements; handling bill discounts; and issuing financial bonds; Agency for issuance, redemption and underwriting of government bonds; buying and selling of government bonds; engaging in inter-bank lending; providing letter of credit services and guarantees; agency for collection and payment and insurance business; provision of safe deposit box services; foreign exchange deposits; foreign exchange loans; foreign exchange remittances; exchange; international Settlement; settlement and sale of foreign exchange; inter-bank foreign exchange lending; acceptance and discounting of foreign exchange bills; foreign exchange borrowings; foreign exchange guarantees; issuance of foreign exchange credit cards; buying and selling and agency sales of securities other than stocks; issuance and agency issuance of securities other than stocks ; Self-operated and agent foreign exchange trading; agency for foreign credit card issuance and payment services; offshore financial services; credit investigation, consultation, and witness services. Other businesses approved by the central bank and China’s banking regulatory authorities.

What are the differences between the Gold Card and the Platinum Card of Guangfa Credit Card?

In fact, the real difference between the different levels of credit cards is the Gold Card and the Platinum Card. Today, I will tell you about the differences between the Gold Card and the Platinum Card of Guangfa Credit Card.

One of the differences: different annual fees

1. Gold card: RMB card, annual fee for main card is 80 yuan/year, supplementary card is 48 yuan/year; dual currency card, The annual fee for the main card is 260 yuan/year, and the supplementary card is 130 yuan/year;

2. Platinum Card: The annual fee for the main card is 800 yuan/year, and the supplementary card is 400 yuan/year. There is no fee for replacing the damaged card. fee.

Difference 2: Different limits

1. Gold card: limit range is 10,000-50,000 yuan;

2. Platinum card: limit range is 50,000 yuan Yuan and above.

Difference Three: Enjoy Different Discounts

Gold Card: Exclusively enjoy full card loss protection 48 hours before reporting loss, optional high-value insurance protection, and "everything goes" interest-free installments , overdraft cash withdrawal points and many other functions and discounts

Generally speaking, it is easy to upgrade from a regular card to a gold card, but it is much more difficult to upgrade from a gold card to a platinum card.

You can apply for various credit cards quickly and safely.

For the GF Zhenshang Platinum Credit Card, will the annual fee be deducted upon opening the card, or will the annual fee be deducted if the card is not opened?

No annual fee will be deducted if you don’t open the card.

1. Annual fee standard: RMB480 for the main card of Zhenshang Platinum Card and RMB240 for the supplementary card.

2. Customers can enjoy the credit card payment and revolving credit services provided by the Bank by paying the annual fee.

3. Customers should pay annual fees in accordance with bank regulations. The first annual fee is generated on the day the new card is activated. The payment cycle is one year. It will be deducted from the customer's GF card account and will not be refunded. During the validity period of the card, the annual fee will be automatically deducted from the aforementioned account on a regular basis.

4. If the customer switches card types and the annual fee is charged again according to the standard of the new card type, the annual fee collected for the old card will not be refunded.

Extended information:

1. No annual fee policy

Shanghai Platinum Card, ONE Card Platinum Card, and Car Owner Elite Platinum Card require 3 credit card purchases within 90 days of issuance. The annual fee for the first year will be waived if the card is swiped for 88 yuan (inclusive) or more, and the annual fee for the next year will be waived on a rolling basis if the card is swiped 12 times (inclusive) or more;

2. Domestic ATM inter-bank cash withdrawal service

Domestic ATM inter-bank cash withdrawal handling fee (charged based on the number of cash withdrawals): RMB4/transaction

3. Domestic overdraft cash withdrawal and overdraft transfer services

Based on domestic overdraft cash withdrawal, A certain percentage of the overdraft transfer amount is charged, ranging from 1% to 2.5%. The percentage is determined based on the customer's credit standing; if the handling fee is less than 10 yuan, it will be charged 10 yuan.

When customers make overdraft transfers through telephone channels and transfer them to savings accounts in other banks, an additional RMB10/transaction will be charged.

Guangfa Bank-Bank Card Business

How to waive the annual fee of Guangfa Bank Zhenshang Platinum Card?

As a platinum credit card, the annual fee for the main card is 480 yuan/year, and the annual fee for the supplementary card is 240 yuan/year;

January 1, 2017 to 2018 On December 31, the Zhenshang Platinum Credit Card will be exempted from the first-year annual fee if the card is swiped 3 times (inclusive) and each transaction is 88 yuan (inclusive) within 90 days of the issuance of the card, and the annual fee for the next year will be waived on a rolling basis if the card is swiped 12 times (inclusive) or more.

Extended information

1. Customers can enjoy the credit card payment and revolving credit services provided by the Bank by paying the annual fee.

2. Customers should pay annual fees in accordance with bank regulations. The first annual fee is generated on the day the new card is activated. The payment cycle is one year. It will be deducted from the customer's GF card account and will not be refunded. During the validity period of the card, the annual fee will be automatically deducted from the aforementioned account on a regular basis.

3. When the customer converts the card type, the annual fee will be charged again according to the standard of the new card type. The annual fee collected for the old card will not be refunded;

4. Personal credit card funds Cards and ordinary cards are exempted from annual fees in the first year, and annual fees are waived for subsequent years by swiping the card six or more times (excluding China Life Guangfa Co-branded Car Owner Gold Card and China Life Guangfa Co-branded Insurance Gold Card);

5. China Life Insurance customers who apply for the China Life Guangfa co-branded car owner gold card and the China Life Guangfa co-branded insurance gold card will be exempt from the annual fee for the following year on a rolling basis if the total consumption in the year exceeds 10,000 yuan (inclusive); non-China Life insurance customers apply For the main card of China Life Guangfa Co-branded Car Owner Gold Card and the main card of China Life Guangfa Co-branded Insurance Gold Card, the annual fee for the following year will be waived on a rolling basis if the total consumption in the year exceeds 20,000 yuan (inclusive); for the supplementary card of China Life Guangfa Co-branded Car Owner Gold Card and China Life Guangfa The annual fee for the supplementary card of the joint insurance gold card is waived in the first year, and the annual fee is waived for the following years on a rolling basis by swiping the card once for any consumption in the year (no limit on consumption amount).

(Note: China Life Insurance customer identification is subject to bank confirmation);

6. The first supplementary card and business card of Infinite Card/World Card are exempt from annual fees;

7. Zhen The first-year annual fee will be waived if the Shang Platinum Card is swiped 3 times (inclusive) and each transaction is 88 yuan (inclusive) within 90 days of the issuance of the card, and the annual fee for the next year will be waived on a rolling basis if the card is swiped 12 times (inclusive) or more;

8. Conditions for annual fee exemption for VISA Signature/MasterCard World single-logo cards: GF International Credit Card is exempt from annual fee in the first year, and the annual fee for the following years will be waived on a rolling basis after swiping the card three or more times; GF Zhili Credit Card is free of annual fee in the first year, and GF International Credit Card will be exempted from the annual fee in the first year after swiping the card for 3 or more times. The annual fee for the current year is waived for 3 or more times;

9. The Shenzhou Private Car Platinum Card is exempt from the first-year annual fee, and the annual fee for the following years will be waived on a rolling basis if the card is swiped 12 times (inclusive) or more.

Guangfa Bank official website - bank card

How much is the annual fee for Guangfa Credit Card? Summary of annual fee charging standards

Cardholders must not be confused about the annual fee for credit cards, some are high-end If you do not activate your credit card, you will be charged an annual fee as soon as you open the card. If you leave it unused for a long time, the annual fee will be incurred and you will not repay it on time, which will affect your personal credit score. The annual fee for Guangfa Credit Card varies depending on the card type, as detailed below.

How much is the annual fee for Guangfa Credit Card?

1. Personal credit card

The USD Platinum Card is USD300 for the main card and USD180 for the USD Platinum Card is the supplementary card.

The standard platinum card is RMB2500 for the main card, and the standard platinum card is RMB1500 for the supplementary card.

The Premium Platinum Card costs RMB480 for the main card and RMB240 for the supplementary card.

The main card of China Southern Airlines Platinum Card is RMB 2,500, and there is no supplementary card.

The main Air China Platinum Card costs RMB 2,500, and the Air China Platinum Card supplementary card costs RMB 1,250.

The main card of True Love Platinum Card is RMB 2500, and the supplementary card of True Love Platinum Card is RMB 1250.

The main card of Shandong Airlines’ value-added platinum card is RMB 2,500, with no additional cards.

The main card of the Platinum Card is RMB800, and the supplementary card of the Platinum Card is RMB400.

The Dongfeng Nissan Platinum Card is RMB800 for the main card, and the Dongfeng Nissan Platinum Card is RMB400 for the supplementary card.

The main card of Spring and Autumn Platinum Card is RMB800, and the supplementary card of Spring and Autumn Platinum Card is RMB400.

The car owner’s platinum card is RMB 2888 for the main card, and the car owner’s platinum card is RMB 1488 for the supplementary card.

The main card of the Business Travel Platinum Card is RMB 2888, and the supplementary card of the Business Travel Platinum Card is RMB 1488.

The main golf platinum card costs RMB7888, and the golf platinum supplementary card costs RMB3888.

The main card of Infinite Card/World Card is RMB 12,000, and the supplementary card of Infinite Card/World Card is RMB 5,000.

The main titanium card costs RMB480, and the titanium supplementary card costs RMB240.

Zunyue Platinum Card is RMB2,000.

The main card of China Eastern Airlines Platinum Card is RMB2500, and there is no supplementary card.

The main card of Ctrip Platinum Card is RMB800, and there is no supplementary card.

The main universal card is RMB800, and there is no supplementary card.

The main card of Dual Currency Gold Card is RMB260, and the supplementary card of Dual Currency Gold Card is RMB130.

The main dual-currency ordinary card costs RMB90, and the dual-currency ordinary card supplementary card costs RMB45.

Special-shaped card RMB30.

The main RMB gold card costs RMB80, and the RMB gold supplementary card costs RMB48.

The main card of Zhenqing RMB Gold Card is RMB85, and the supplementary card of Zhenqing RMB Gold Card is RMB55.

RMB 40 for the main RMB ordinary card and RMB 30 for the supplementary RMB ordinary card.

The main card of Zhenqing RMB ordinary card costs RMB45, and the supplementary card of Zhenqing RMB ordinary card costs RMB35.

The USD Gold Card is USD30 for the main card and USD18 for the USD Gold Card supplementary card.

USD15 for the main US dollar ordinary card and USD12 for the supplementary US dollar ordinary card.

USD short-term foreign exchange card USD9.

HKD 250 for the main Hong Kong Dollar Gold Card and HKD 150 for the HKD Gold Card supplementary card.

The main Hong Kong dollar ordinary card costs HKD125, and the Hong Kong dollar ordinary card supplementary card costs HKD100.

VISASignature/MasterCardWorld single identification master card RMB300.

VISASignature/MasterCardWorld single logo supplementary card RMB150.

2. Personal quasi-credit card

RMB 40 for the main card of RMB Gold Card and RMB 24 for the supplementary card of RMB Gold Card.

RMB 20 for the main RMB ordinary card and RMB 15 for the supplementary RMB ordinary card.

USD Gold Card main card costs USD15, USD Gold Card supplementary card costs USD9.

USD 8 for the main US dollar ordinary card and USD 6 for the supplementary US dollar ordinary card.

The US dollar short-term foreign exchange card is USD5, and the Hong Kong dollar short-term foreign exchange card is HKD40.

The main Hong Kong Dollar Gold Card costs HKD125, and the Hong Kong Dollar Gold Card supplementary card costs HKD75.

The main Hong Kong dollar ordinary card costs HKD60, and the Hong Kong dollar ordinary card supplementary card costs HKD50.

3. Corporate credit card

USD Platinum main card costs USD300, no additional cards; RMB Gold card main card costs RMB160, no additional cards.

The main card of RMB ordinary card is RMB80, without supplementary cards; the main card of USD gold card is USD60, without supplementary cards.

The US dollar ordinary card costs USD30 for the main card, without additional cards; the Hong Kong dollar gold card costs HKD500 for the main card, without additional cards.

The main Hong Kong dollar ordinary card costs HKD250, without additional cards; the business dual currency gold card costs RMB360, without additional cards.

Business dual-currency card is RMB 180 for ordinary cards, without additional cards.

4. Quasi-credit card for enterprises

The main card of RMB Gold Card is RMB80, without supplementary cards; the main card of RMB Ordinary Card is RMB40, without supplementary cards.

USD Gold Card is USD 30 for the main card and there are no supplementary cards; US Dollar Regular Card is USD 15 for the main card and there are no supplementary cards.

The main card of Hong Kong Dollar Gold Card is HKD250, without supplementary cards; the main card of Hong Kong Dollar Gold Card is HKD125, without supplementary cards.

Guangfa Credit Card Annual Fee Charging Standard

1. If the customer switches card types, the annual fee will be charged again according to the new card type standard. The annual fee charged for the old card will not be refunded. ;

2. Personal credit card gold cards, ordinary cards and VISASignature/MasterCardWorld single-logo cards are exempt from annual fees in the first year, and the annual fees for the following years are rolled over after swiping the card six times or more;

3. The first supplementary card of Infinite Card/World Card and the business card are free of annual fees;

4. The Zhenshang Platinum Card has been used for 3 transactions (inclusive) within 90 days of issuance and each transaction has exceeded 88 yuan (inclusive) ) is exempt from the annual fee for the first year, and the annual fee for the following years will be waived on a rolling basis by swiping the card 12 times (inclusive);

(The above promotion period is: January 1, 2017 to December 31, 2018)< /p>

5. The golf platinum card annual fee is applicable to 1) customers who newly apply for the GF Golf Platinum Credit Card from January 18, 2016 (inclusive); 2) It expires from January 18, 2016 (inclusive) Update card customers.

6. The annual fee for the VISASignature/MasterCardWorld single-logo card will be calculated based on the exchange rate on the date of entry.

Note: USD is the United States dollar; HKD is the Hong Kong dollar; RMB is the Renminbi.

Does Guangfa Bank’s credit card charge an annual fee?

1. The annual fee for Guangfa Bank’s credit card is different for ordinary, gold and platinum cards.

2. Guangfa Credit Card Annual Fee Charging Standard:

3. Regular Card: The annual fee for the main card is RMB 40/year, and the annual fee for the supplementary card is RMB 30/year.

4. Gold Card: The annual fee for the main card is RMB 80/year, and the annual fee for the supplementary card is RMB 48/year.

5. USD Card: The annual fee for the main card is US$15/year, and the annual fee for the supplementary card is US$12/year.

6. USD Gold Card: The annual fee for the main card is US$30/year, and the annual fee for the supplementary card is US$18/year.

7. Dual Currency Card: The annual fee for the main card is RMB 90/year, and the annual fee for the supplementary card is RMB 45/year.

8. Dual Currency Gold Card: The annual fee for the main card is RMB 260/year, and the annual fee for the supplementary card is RMB 130/year.

9. This high-limit credit card can make your dreams come true! Light up your dreams! !

10. Guangfa Bank credit card annual fee exemption policy:

11. Whether Guangfa Bank credit card is a gold card or a regular card, the annual fee exemption rules are the same: no annual fee in the first year. If you swipe the card six times, the annual fee will be waived for the next year.

12. Confirmed by Guangfa Bank Credit Card Center: If you don’t open a card, there is no annual fee for Guangfa Bank credit cards, and online payment is calculated as the number of purchases, which is supported by Guangfa Bank credit cards. Customer service hotline: 95508

For more information about whether China Guangfa Bank’s credit card charges an annual fee, go to: View more content

That’s it for the introduction to the annual fee for Guangfa Credit Card’s platinum credit card.