The maximum credit card (debit card) of CITIC Bank is more than 50,000 yuan. The credit card (debit card) limits of CITIC Bank at all levels are as follows:
1. The credit line of CITIC Bank's credit card (debit card) is between 3000- 10000 yuan.
2. The credit limit of credit card (debit card) gold card of CITIC Bank is between 10000-50000 yuan.
3. The credit limit of CITIC Bank's credit card (debit card) platinum is more than 50,000 yuan.
As for how much the applicant can get in the end, it depends on what level of credit card (debit card) he applied for and the comprehensive evaluation of the user by the bank. The higher the level, the higher the comprehensive evaluation and the higher the quota.
What is the amount of CITIC Platinum Card? Is CITIC Platinum Card easy to handle?
Nowadays, credit cards are widely used in people's lives, and there are more and more customers in banks, among which CITIC Bank has many customers. Moreover, CITIC Platinum Card is very popular, so some friends who want to apply for CITIC Platinum Card ask: What is the amount of CITIC Platinum Card? Is CITIC Platinum Card easy to handle?
Citic credit card limit
First of all, Puka
The credit limit of CITIC Credit Card is between 3,000-11,000 RMB.
Second, the gold card
The gold card amount of CITIC Credit Card ranges from 654.38 yuan +00000 yuan to 50000 yuan.
Third, platinum card.
The amount of the platinum card of CITIC Credit Card is more than 50,000 RMB, with a maximum of 500,000 RMB.
The amount of CITIC Platinum Card is about 50,000 to 500,000 RMB, but the specific amount will depend on the applicant's situation. The more detailed and comprehensive the information provided by the applicant to CITIC Bank, the higher the credit line approved by the bank.
Is CITIC Platinum Card easy to handle?
Citic Platinum Card is aimed at high-end consumption, so the requirements for applicants will be higher than those for Puka and Gold Card. In addition to meeting the conditions such as age, a stable and legal proof of income is essential. You also need enough proof of assets, such as real estate license, car driving license, bank deposit certificate and so on. Of course, a good credit record is an indispensable key to applying for a credit card.
The amount of CITIC Platinum Card is very good, but it depends on all aspects of your situation. If you are qualified, the amount will naturally be by going up one flight of stairs. However, because this kind of credit card is aimed at high-end consumers, its application threshold will naturally be higher.
Credit card rating of CITIC Bank
The credit cards of CITIC include Puka, Gold Card, Platinum Card, Titanium Card, World Card and Unlimited Card.
Puka is the lowest credit card grade of CITIC Bank, and the credit limit of credit card is between 0- 10000, usually not higher than 10000 RMB.
The amount of gold card is slightly higher than that of Puka. Generally speaking, CITIC Bank will grant a gold card only if the applicant already holds a Puka and has a good record of using the card. The credit line is generally between 10000-50000 yuan.
Platinum card is a very advanced credit card issued by China CITIC Bank, and the card approval amount is usually between10-100000.
The special products of CITIC Bank, such as Titanium Card, World Card and Unlimited Card, are mainly aimed at high-end users and can enjoy the supreme services and rights provided by the bank, and the quota is usually higher than that of Platinum Card.
CHINACITICBANK, formerly known as CITIC Industrial Bank, was founded in 1987 and renamed at the end of 2005. CITIC Bank is one of the national commercial banks in China, with its headquarters in Beijing.
The major shareholder is China CITIC Company Limited. Bancobilbaovizcaya Argentaria (S. Abbva) spent 5.065438 billion euros (about 5.02 billion Hong Kong dollars) to buy a 5% stake in CITIC Bank, or it may choose to increase its shareholding in CITIC Bank to 10.07%. On April 27th, 2007, CITIC Bank was listed on the Shanghai Stock Exchange. CITIC Bank is the seventh largest bank in Chinese mainland, with total assets exceeding HK$ 65,438+0,200 billion, employees exceeding 65,438+0,600 and more than 540 branches. It is one of the six banks and three guarantees for Chinese financial stocks in Hong Kong.
On May 9, 2020, the Consumer Protection Bureau of the China Banking Regulatory Commission reported that in March, 2020, CITIC Bank provided personal bank account transaction details to a third party without the authorization of the customer himself, which violated the principle of confidentiality for depositors. Our bureau will start the investigation procedure in accordance with relevant laws and regulations and investigate and deal with it strictly according to law.
At the end of 1984, with the need of economic development, Mr. Rong Yiren, the chairman of China International Trust and Investment Corporation (hereinafter referred to as CITIC Corporation), wrote to the Central Committee specifically, requesting to set up a bank under CITIC Corporation to fully operate foreign exchange banking business. With the consent of the People's Bank of the State Council and the People's Bank of China, we will set up a banking department to expand foreign exchange banking business and do a good job in preparation.
1In April, 1985, CITIC Company established the Banking Department on the basis of the former Finance Department, and further expanded the comprehensive banking business such as external financing, foreign exchange trading, loan issuance, international settlement, financial leasing and deposit absorption.
1986 at the end of may, citic company applied to the people's bank of China to reorganize the banking department of citic company into citic industrial bank.
At the beginning of 1987, CITIC Bank was formally established with the approval of the People's Bank of the State Council and China. Headquartered in Beijing.
1In April, 1987, the People's Bank of China approved CITIC Bank as a state-owned comprehensive bank, a subsidiary of CITIC Company, with independent legal personality. The registered capital is 800 million yuan. Self-management, independent accounting, self-financing. You can set up branches at home and abroad to operate approved banking business.
Which is higher, CITIC Supreme Platinum Card or Elite Platinum Card?
The premium platinum card has a high quota.
The credit limit of CITIC Premium Platinum Credit Card is generally between 500,000 yuan and 500,000 yuan. The specific amount depends on the applicant's personal situation, and the bank will make a comprehensive evaluation based on the information submitted by the applicant when applying and the actual situation. The application conditions of CITIC Bank Platinum Card are relatively strict. If the applicant has good qualifications, the credit card limit will be higher. The credit limit of CITIC Elite Platinum Credit Card is 30,000-50,000.
China Citigroup Co., Ltd. (formerly China International Trust and Investment Corporation, abbreviated as Citi Group), a central financial enterprise, was initiated and approved by Deng Xiaoping, the chief architect of reform and opening up, and was founded by Rong Yiren, the former vice president of China, on June 4, 20 14. The main business is mainly financial, industrial and other service industries.
So much for the introduction of CITIC Credit Card with high credit limit.