The Shanghai Pudong Development Bank credit card I applied for was approved, but there are two cards. This is not a card issuance problem with the bank. In this case, one card is a UnionPay card, with RMB accounts mainly used domestically, and the other card is MasterCard or Visa, usually with US dollar accounts, mainly used overseas. These two cards have a fixed limit on one credit card.

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Limit increase

1. Frequent use of credit cards

Use credit cards frequently, regardless of the amount, as long as you can swipe the card, you will definitely Spend by credit card.

2. Win by amount

It is best to have at least 30% of the total monthly bill consumption.

3. Temporary quota increase

Due to short-term needs to increase the quota due to holidays, tourism, business trips, etc., you can apply for a temporary quota increase, which will be easier to approve.

4. Persistence

Continuously call for quota increase applications. Sometimes different customer service applications will be processed differently.

5. Dormant Suspension

If you intend to deactivate a credit card for a certain period of time, the bank will provide certain incentives for the activation of dormant cards, such as bonus increases.

6. Seize the opportunity

The time to raise the quota is also very important. It is most effective to apply on billing day or when your card has just been maxed out.

7. Continuous consumption

The bill for card consumption must be for 3 consecutive months without interruption, that is, there must be consumption every month.

Reference: Baidu Encyclopedia - Shanghai Pudong Development Bank Credit Card