What is the operation path for canceling the automatic repayment of a credit card on the "Bank of China Credit Card" WeChat official account?
The operation path to cancel credit card automatic repayment through the "Bank of China Credit Card" WeChat official account is:
1. Click "Account Services" → "Bill_Repayment" in the lower left corner of the menu bar "Payment" → "Automatic repayment settings".
2. After selecting, click "Modify Automatic Repayment Settings" to turn off the "Automatic Repayment" button. After verifying the SMS verification code, click "Submit Modification" to cancel automatic repayment.
3. It is recommended that you turn off automatic repayment one day before the due payment date. You need to actively repay the current bill, otherwise the current bill may still use the previous repayment method. If you have an additional card in your name, the repayment method will be the same as the main card.
The above content is for your reference, please refer to actual business regulations.
If you have any questions, please feel free to consult Bank of China’s online customer service.
You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.
What channels are supported for canceling automatic repayment of Bank of China credit cards?
Channels for canceling automatic repayment of Bank of China credit cards:
1. If the automatic repayment account you bound in the early stage is Bank of China Great Wall electronic debit card, ordinary current savings passbook, current current account For Yitong Passbook and Great Wall RMB Credit Card, you can cancel automatic repayment through Bank of China personal mobile banking, "Bank of China Credit Card" WeChat official account, Colorful Life APP, personal online banking or by calling the Bank of China credit card customer service hotline 4006695566.
2. If the automatic repayment account you bound in the early stage is a debit card with the UnionPay logo from another bank, currently only the cancellation of automatic repayment through the Colorful Life APP is supported. Thank you for your understanding and support. !
Warm reminder: Cancellation of automatic repayment must be done 1 day before the due payment date (excluding the deduction date), otherwise the previous repayment method may still be used in this period. After the automatic repayment is successfully canceled, your current outstanding amount must be actively repaid to your credit card. If you have an additional card in your name, the repayment method will be the same as the main card.
The above content is for your reference, please refer to actual business regulations.
If you have any questions, please feel free to consult Bank of China’s online customer service.
You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.
How to turn off the automatic deduction of credit cards
If the credit card has signed a deduction agreement with a third-party institution, the automatic deduction will be canceled as long as the agreement is terminated. The user refers to a credit card bound to a debit card, and the funds in the debit card are deducted every month for repayment. Then the user can enter online banking, mobile banking and other pages to cancel the automatic repayment function of the bank card.
Of course, it is generally not recommended to cancel the automatic repayment function of your debit card. After all, it is more troublesome for users to deposit money into a credit card on time, but a debit card does not require additional deposits, and it is relatively more convenient to pay back the money.
The earliest credit card appeared at the end of the 19th century. In the 1880s, the British clothing industry developed so-called credit cards, and the tourism and business sectors followed suit. However, the cards at that time could only be used for short-term commercial credit, and the money still had to be paid as and when used. Long-term arrears were not allowed, and there was no credit line.
Compared with ordinary bank savings cards, the most convenient way to use credit cards is that they can be used for ordinary consumption without cash in the card. In many cases, you only need to return the consumed amount on schedule.
You can use overdrafts without deposits, and you can enjoy an interest-free period of 20-56 days for on-time repayment without any interest charges (most banks will charge an interest of 50,000 cents on the day of cash withdrawal, and There is a 2% handling fee. ICBC cash withdrawals are free of handling fees and only charge interest).
Swiping your card when shopping is not only safe and convenient, but also provides gift points.
You can enjoy discounts when you use the card at the bank's designated merchants.
Accumulate personal credit and add a record of integrity to your credit file that will benefit you throughout your life.
It is accessible nationwide and you can withdraw money or make purchases by swiping your card at ATMs and POS machines with the UnionPay logo; (Note: Credit cards are only suitable for consumption and swiping. It is best not to withdraw cash. The handling fee for cash withdrawals is very high and very inconvenient. cost effective).
Swipe your card for consumption, collect existing points for some credit cards, and offer various discounts and lucky draws throughout the year, so you can always be surprised by using your card; (most credit cards do not have points for online payment, but online shopping payment is very convenient , quick).
Free monthly mailed statements, allowing you to transparently control every consumption expenditure; (now promoting green environmental protection, paper statements can be canceled and changed to electronic statements).
That’s it for the introduction to canceling automatic credit card deductions.