The credit card has paid the minimum repayment amount, but the system still deducts the money, probably because the user has set the full repayment. At this time, as long as the setting of full repayment is cancelled, the money will not be deducted after the next minimum repayment. Although the minimum repayment amount can reduce the repayment pressure of the current month, it will transfer the pressure to the next month. If the repayment ability is insufficient, you can still choose the minimum repayment amount in the next month.

After the minimum repayment amount of the credit card, the remaining amount to be repaid is charged with interest on a daily basis, and this interest is also paid at the time of repayment.

Credit card:

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

The credit card stipulated in the relevant laws of our country (Interpretation of the Provisions of NPC Standing Committee on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. 20 17 12 1, the English translation and writing standard for public services was formally implemented, and the English names of credit cards were specified.

Credit card consumption is a non-cash transaction payment method, and there is no need to pay cash when spending, and repayment is made on the billing day.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.

What is the minimum repayment amount:

Generally speaking, if the cardholder has difficulty in repaying all the required funds before the due repayment date of the credit card, then the cardholder can repay according to the minimum repayment amount stipulated by the issuing bank, but can't enjoy the interest-free repayment period. The minimum repayment amount is usually 10% of the consumption amount plus other payables. The minimum repayment amount will generally be listed on the current repayment list.