1. In case of temporary inability to repay, it shall negotiate with the bank to extend the repayment period or return it in installments.
2. If the bank sues and wins the court case, if you fail to perform the court judgment within the performance period, you can apply to the court for compulsory execution.
3. When accepting enforcement, the court will inquire about the real estate, vehicles, securities and deposits in your name according to law.
4. In addition, there is no property in your name that can be executed, and you refuse to carry out the effective judgment of the court, then you will have negative information such as overdue repayment recorded in your personal credit report, and will be restricted from high consumption and entry and exit, and may even be judicial custody.
5. If you have the ability to refuse to execute, you are suspected of refusing to execute the judgment or ruling.
Legal basis:
Article 313 of the Criminal Law of the People's Republic of China refuses to carry out the judgment or ruling of the people's court, if the circumstances are serious, it shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or a fine.