1, credit card overdue behavior: a prerequisite for credit card withdrawal is good repayment habits, and no overdue repayment record is the basic requirement for credit card withdrawal. If the cardholder has overdue repayment in the process of using the credit card, then the withdrawal application is naturally unqualified.

2. Too few times of consumption: Credit card withdrawal is aimed at cardholders with consumption needs. If the cardholder spends too little after handling the credit card, the bank will think that there is no limit demand, so it will not withdraw the amount from the cardholder.

3. Credit card debt is too high: Credit cards attach great importance to personal debt. The credit card limit is less than 30% of the total amount, which is the minimum repayment amount every time, indicating that the cardholder does not have enough repayment ability. This situation naturally does not meet the withdrawal amount.