In situations where the cardholder is unable to repay, usually the bank will first collect collection from the cardholder. If collection fails, legal measures may be taken against the debt if the amount is large and the circumstances are serious. , which means that if you insist on not repaying the loan, you are likely to be prosecuted by the bank for credit card fraud and held criminally responsible.

In order to avoid such consequences, it is recommended that netizen ABC first borrow part of the money to repay the credit card through other methods. Even if the full repayment cannot be made, at least the minimum repayment amount of each card must be guaranteed. It is not recommended to find Credit card repayment intermediaries perform cash-out repayment operations because this behavior exposes cardholders to the risk of credit card fraud and the legal risk of cash-out.

Remind everyone that a credit card is not about the number or the limit, but it is about suiting your needs.

Recommendation: Keep the number of cards held below 3. It is recommended that you apply for the following credit cards with high credit limit and long interest-free period to facilitate daily turnover.

A credit card is generally a special carrier plastic card with consumer credit that is 85.60 mm long, 53.98 mm wide, and 1 mm thick. It is issued by the bank to individuals and organizations, and can be used to shop, consume, and deposit and withdraw cash from the bank. It is in the form of a card with the name of the issuing bank, validity period, number, cardholder name, etc. printed on the front. The card has Chip, magnetic strip, signature strip.

Credit cards are issued to cardholders by banks or credit card companies based on the user's creditworthiness and financial resources. Cardholders do not need to pay cash when using the credit card to make purchases, and repayment will be made on the billing date (English: Billing Date) .

Credit cards are divided into credit cards and quasi-credit cards. Credit cards are issued by banks and give cardholders a certain credit limit. The cardholders can consume within the credit limit and then repay. A credit card; a quasi-credit card refers to a quasi-credit card issued by a bank. The cardholder deposits a certain amount of reserve as required. When the reserve account balance is insufficient for payment, the quasi-credit card can be overdrawn within the prescribed credit limit. The so-called credit card generally refers to a credit card only.