According to the information of CITIC Silver Card APP, CITIC Silver Card Points Exchange Mall has no option to exchange points for phone bills. Therefore, it is not reliable for CITIC Credit Card to exchange points for telephone charges.

CITIC credit card points can be exchanged for physical gifts, including home textile products, kitchen department stores, maternal and child products, books and periodicals, audio and video, etc. You can also use 9 points to redeem credit card rights and participate in points redemption promotions; You can also redeem air miles, including Air China, China Southern Airlines and China Eastern Airlines.