Legal analysis: Generally, if a husband and wife share the same debt and the two parties are not divorced, the other spouse must repay it. If there is evidence that it is a personal debt, it has nothing to do with the other party, but the other party will deduct the loan debt from the inherited property. If the other party does not inherit the property, there is no need to repay it; on the contrary, if the debt is shared by the spouses, it needs to be paid back. If both parties repay it together, the other party will have to use their own property to repay it.

Legal basis: Article 1161 of the "People's Republic of China and Civil Code" The heir shall repay the taxes and debts that the deceased should pay according to law to the extent of the actual value of the inheritance received. This does not apply to the amount that exceeds the actual value of the estate and is voluntarily repaid by the heirs. If the heir gives up the inheritance, he will not be liable for the taxes and debts that the deceased should pay according to law.