What are the advantages and disadvantages of Meituan's joint credit card?
Benefits of Meituan's joint credit card:
1, there is a red envelope discount: there are red envelopes and other discounts when ordering takeout in the US group. As a credit card jointly issued by Meituan and the bank, it can be cashed out through Meituan's joint credit card;
2. Solve the problem of funds: When spending, you can directly use the Meituan joint credit card to swipe your card and withdraw cash through the Meituan joint credit card;
Disadvantages of Meituan's joint credit card:
1. Impact of overdue on credit reporting: If the cardholder forgets to repay when using the Meituan co-branded card, the credit card will be overdue, which will affect personal credit reporting and leave a bad record;
2. Application restrictions: Most of the banks that Meituan co-branded cards cooperate with are city commercial banks, and many users will be restricted when applying, because many city commercial banks do not have branches in every city, and cross-regional application and activation are very troublesome.
Can the Meituan co-branded card only be used in Meituan?
Meituan co-branded cards can be used not only in Meituan, but also in large shopping malls, stores, networks and other places. Users can associate and bind Meituan co-branded cards through the third-party trading platform, which can be directly used for daily expenses. When Taobao and Tmall shop, they can also use the Meituan co-branded card to complete the payment. In fact, Meituan co-branded card is a credit card jointly promoted by banks and Meituan. Like other credit cards, it has many functions such as cash withdrawal and overdraft, but this co-branded card has exclusive preferential activities.