There is a certain danger in letting others know your bank card number and name. We can protect the safety of our funds in the following ways:

1. Change your password as soon as possible to prevent Criminals learn the password through some means.

2. Don’t save too much money on this card. Spread the money to other cards to prevent it from being transferred away by special means.

3. Check the balance on this card regularly to see if the amount has decreased. If so, report it to the police in time.

If others only know your name and bank card number, there is generally no danger. However, if your bank card number, payment password, and SMS verification code are all known by others at the same time, or if your credit card number and corresponding CVV2 code are also known by others at the same time, it will be very dangerous, because others can pass it smoothly. Pay security verification, transfer money from your card, or use your bank card to make purchases.

There is now a crime that specializes in defrauding victims of their ID number, bank card number, name and mobile phone number. This information is necessary to use online banking. As long as criminals can successfully use the victim’s mobile phone If the mobile phone number bound to the bank is changed to the criminal's mobile phone number, all the money in the victim's bank card will be transferred by the criminal.

The criminal's modus operandi is very simple. Through the online banking channel, he closes the mobile banking service whose bundled number is the victim's mobile phone number, and then opens the mobile banking service through the online banking channel whose bundled number is the criminal's mobile phone number. , and activate the mobile banking function on your mobile phone, and then transfer the money in the account to the criminal's bank account through the mobile phone operation.

Although it is not yet clear how criminals obtain online banking login passwords and online banking transaction passwords, it has indeed occurred that leaking ID numbers, bank card numbers, names and mobile phone numbers to others has resulted in bank card contents being compromised. Cases where money was transferred.

Bank card cancellation:

1. For debit cards, the only way to cancel is for the cardholder to go directly to the bank branch counter to cancel the debit card, and debit cards The card cannot be applied for online, it can only be applied offline and only online.

2. For credit cards, you can apply for cancellation by phone or go to the counter of a bank branch to complete the cancellation procedure. If you want to cancel by phone, you need to contact the customer service hotline of the bank's credit card center for cancellation. When submitting a cancellation application, the credit card must ensure that there are no remaining outstanding bills and excess overpayments on the credit card. There is a 45-day waiting period after the cancellation application. During this period, new bills and overpayments cannot be generated, otherwise it will result in Logout failed.