Credit card overdue application for interest reduction and principal repayment. After the principal is fully repaid, the bank will handle the remaining interest within 30~90 working days.

China Construction Bank (hereinafter referred to as China Construction Bank or CCB, formerly known as People's Construction Bank of China, renamed as China Construction Bank on March 26th, 1996) was established on June 5th, 954 (Wu Jianian). It is a joint-stock commercial bank and one of the top five state-owned commercial banks.